New Reality Check: The Paycheck-To-Paycheck Report

Budgets May Be Tight but Two-Thirds of Paycheck-to-Paycheck Consumers Continue to Splurge
Budgets May Be Tight but Two-Thirds of Paycheck-to-Paycheck Consumers Continue to Splurge
August 30, 2023  |  Consumer Finance

Inflationary pressures have yet to abate fully, making it necessary for many United States consumers to adjust their lifestyles to live within their means. Even...

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Data Shows 52% of Gen Z Borrow Money to Make Ends Meet
Data Shows 52% of Gen Z Borrow Money to Make Ends Meet
July 31, 2023  |  Connected Economy

As is often the case, but especially during troubled economic times, a fair amount of borrowing to meet expenses goes on.  In New Reality Check: The...

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Home Is Where the Financial Stability Is — or Isn’t
Home Is Where the Financial Stability Is — or Isn’t
July 31, 2023  |  Consumer Finance

Rising prices for everything from food to housing continue negatively affecting United States households’ financial well-being. Even as consumers continue to adjust spending to make...

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Side Hustles and Living With Mom and Dad Boost Gen Z Purchasing Power
Side Hustles and Living With Mom and Dad Boost Gen Z Purchasing Power
July 14, 2023  |  Connected Economy

The share of Generation Z consumers living paycheck-to-paycheck has more resembled a roller coaster than a traditional economic trajectory. This financial insecurity has impacted the...

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Consumers Face Financial Crunch From Rising Emergency Expense Costs
Consumers Face Financial Crunch From Rising Emergency Expense Costs
June 26, 2023  |  Consumer Finance

In May 2023, the Federal Reserve released the Economic Well-Being of U.S. Households in 2022, the latest edition of an annual report often used to...

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7 in 10 Urban Consumers Live Paycheck to Paycheck
7 in 10 Urban Consumers Live Paycheck to Paycheck
May 24, 2023  |  Consumer Finance

Life continues to be more expensive for everyone. Data shows that United States consumers in urban centers, in particular, are feeling the financial crunch. PYMNTS’...

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Popular ‘Life Hacks’ Help Gen Z Manage Growing  Financial Stresses
Popular ‘Life Hacks’ Help Gen Z Manage Growing Financial Stresses
May 08, 2023  |  Economy

Navigating the current economic turbulence is a key task for seemingly all consumers now, but members of Generation Z are doing so with their style....

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73% of Millennials Still Live Paycheck-To-Paycheck But Savings Cushions Are Rising
73% of Millennials Still Live Paycheck-To-Paycheck But Savings Cushions Are Rising
May 03, 2023  |  Connected Economy

As millennials enter new life phases like home ownership and parenthood, those added financial pressures make this high-earning demographic most likely to live paycheck to...

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Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch
Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch
April 28, 2023  |  Consumer Finance

PYMNTS’ research finds that 60% of United States consumers live paycheck to paycheck as of March 2023. Our data also reveals significant generational differences in...

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