alternative credit

43% of Consumers Bail on Purchases Without BNPL Option
43% of Consumers Bail on Purchases Without BNPL Option
July 25, 2025  |  Buy Now Pay Later

Buy now, pay later (BNPL) options have become deeply embedded in the financial lives of consumers in the United States, influencing everything from daily grocery...

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FICO to Launch Credit Scores That Incorporate BNPL Data
FICO to Launch Credit Scores That Incorporate BNPL Data
June 23, 2025  |  Buy Now Pay Later

FICO will launch its first credit scores that incorporate buy now, pay later (BNPL) data in the fall. Get the Full Story Complete the form...

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Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms
Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms
June 16, 2025  |  Alternative Credit

The link between feeling good and playing good isn’t just tied to sports. It can hold sway in the business landscape, too. Get the Full...

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Citi and Carlyle Group Partner on ‘Side-by-Side’ FinTech Fund
Citi and Carlyle Group Partner on ‘Side-by-Side’ FinTech Fund
June 12, 2025  |  Fintech Investments

Citigroup and Carlyle Group have reportedly joined forces to fund FinTech companies. Get the Full Story Complete the form to unlock this article and enjoy...

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Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
June 12, 2025  |  Alternative Credit

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for...

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FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
May 28, 2025  |  Alternative Finances

The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants,...

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Pagaya Issues $300 Million in Bonds to Fund BNPL Loans
Pagaya Issues $300 Million in Bonds to Fund BNPL Loans
May 22, 2025  |  Buy Now Pay Later

Consumer lending platform Pagaya is reportedly pushing into the pay later market. Get the Full Story Complete the form to unlock this article and enjoy...

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Affirm and Shopify Expand Pay-Later Pact to Canada
Affirm and Shopify Expand Pay-Later Pact to Canada
April 09, 2025  |  Buy Now Pay Later

Affirm and Shopify have expanded their pay-later offering beyond U.S. borders. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Fragmentation Gives Way to Consolidation Across Pay-Later Landscape, Says Splitit CEO
Fragmentation Gives Way to Consolidation Across Pay-Later Landscape, Says Splitit CEO
April 02, 2025  |  Buy Now Pay Later

The pay-later ecosystem has evolved through the past few years, with a broad range of solution providers and available options. The idea of paying over...

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