banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

House Financial Services Chairman Calls for Governance Limits and Clarity for Stablecoins

House Financial Services Chairman Calls for Governance Limits and Clarity for Stablecoins
House Financial Services Chairman Calls for Governance Limits and Clarity for Stablecoins
July 27, 2023  |  Cryptocurrency

House Financial Services Committee (HFSC) Chairman Patrick McHenry aims to reduce the influence of environmental, social and governance (ESG) initiatives in financial markets. Get the Full Story Complete...

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Plaid Taps Cross River to Offer Real-Time Payments
Plaid Taps Cross River to Offer Real-Time Payments
July 27, 2023  |  Real-Time Payments

Cross River Bank has expanded its partnership with Plaid to offer customers real-time payments. Get the Full Story Complete the form to unlock this article...

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Banc of California to Sell $1.8 Billion Worth of Residential Loans
Banc of California to Sell $1.8 Billion Worth of Residential Loans
July 26, 2023  |  Acquisitions

Banc of California is reportedly selling $1.8 billion worth of single-family residential home loans at a discount to JPMorgan Chase as part of an agreement to facilitate...

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Will Big Bank Capital Requirements Help Smaller FIs, FinTechs Gain Small Business Lending Share?
Will Big Bank Capital Requirements Help Smaller FIs, FinTechs Gain Small Business Lending Share?
July 26, 2023  |  Loans

As banks — especially larger players — grapple with a new capital reality, the opportunity may be there for smaller financial institutions (FIs) and FinTechs...

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Grasshopper and Cable Debut Financial Crime Prevention Testing Platform
Grasshopper and Cable Debut Financial Crime Prevention Testing Platform
July 25, 2023  |  Security & Fraud

Digital bank Grasshopper has partnered with Cable to equip its clients and Banking-as-a-Service (BaaS) platform with automation and technology for financial crime assurance, testing and oversight. Get the Full...

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Revolut Extends Accounts in US to Non-Citizens
Revolut Extends Accounts in US to Non-Citizens
July 25, 2023  |  Digital-First Banking

Revolut is now offering accounts to non-United States citizens lawfully in the country, who do not have a Social Security number (SSN) or individual taxpayer identification...

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Report: Regional Lenders Banc of California and PacWest Negotiate Combination
Report: Regional Lenders Banc of California and PacWest Negotiate Combination
July 25, 2023  |  Partnerships / Acquisitions

Regional lenders Banc of California and PacWest Bancorp are reportedly in advanced negotiations to combine. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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PSCU CEO: Credit Unions Will Weather the Battle for Deposits Amid Profit Crunch
PSCU CEO: Credit Unions Will Weather the Battle for Deposits Amid Profit Crunch
July 25, 2023  |  Credit Unions

Earnings season is underway, spotlighting a new reality for smaller banks in a long, hot summer. Get the Full Story Complete the form to unlock...

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Banks’ Cautious Approach to Generative AI Is More Internal Than Customer-Facing
Banks’ Cautious Approach to Generative AI Is More Internal Than Customer-Facing
July 25, 2023  |  artificial intelligence

Generative artificial intelligence (AI) has quickly become one of the most important topics of our time, and global banks are beginning to explore the possibilities...

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