banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption

Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption
Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption
October 17, 2025  |  Consumer Payments

“Pay by Bank: Consumer Adoption Hinges on Security Concerns,” a PYMNTS Intelligence and Trustly collaboration, explores the forces shaping consumer trust, confidence and conversion in...

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Banks Prepare to Sell Debt Associated With Apax Acquisition of Finastra Unit
Banks Prepare to Sell Debt Associated With Apax Acquisition of Finastra Unit
October 16, 2025  |  Acquisitions

Banks are reportedly preparing to sell $1.2 billion of debt associated with Apax Partners’ acquisition of Finastra’s treasury and capital markets business. Get the Full...

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Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025  |  Bank Regulation

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which...

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Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data
Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data
October 15, 2025  |  Loans

Plaid has introduced a credit risk score that it said provides lenders with an up-to-date view of borrower risk by using real-time cash flow data...

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Wells Fargo Shifts Focus to Growth and Returns After Removal of Regulatory Constraints
Wells Fargo Shifts Focus to Growth and Returns After Removal of Regulatory Constraints
October 14, 2025  |  Bank Regulation

A little over four months after the removal of an asset cap that had been imposed by the Federal Reserve, Wells Fargo aims to shift...

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Fed Sets Sights on Near-Continuous Fedwire Settlement by 2029
Fed Sets Sights on Near-Continuous Fedwire Settlement by 2029
October 14, 2025  |  Real-Time Payments

The Federal Reserve is closing the gap between business hours and real-time money movement. It will just take a while to get it done. Get...

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Israel’s New Digital Bank Pays Customers Instead of Charging Fees
Israel’s New Digital Bank Pays Customers Instead of Charging Fees
October 14, 2025  |  Digital-First Banking

All banks talk about using technology to lower costs; esh Group is wagering customers should see the results. The Israel-based, digital-only startup says it will...

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Analysts to Watch for Signs of Headwinds in Banks’ Earnings Reports
Analysts to Watch for Signs of Headwinds in Banks’ Earnings Reports
October 13, 2025  |  Economy

With several banks set to report their third quarter earnings this week, analysts reportedly expect them to show strong growth but will also be looking...

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Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
October 12, 2025  |  Bank Regulation

American banks could realize $2.6 trillion in lending capacity amid relaxing financial regulations. Get the Full Story Complete the form to unlock this article and...

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