business credit

eCommerce Platforms Make the Leap Into One-Stop-Shop Embedded Trade Finance 

eCommerce Platforms Make the Leap Into One-Stop-Shop Embedded Trade Finance 
eCommerce Platforms Make the Leap Into One-Stop-Shop Embedded Trade Finance 
February 22, 2024  |  SMBs

For the merchants doing business online, serving consumers and even buying goods and services from one another, working capital is a lifeline. Working capital provides...

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Enova Reports Charge-Offs Rise, Return to Pre-Pandemic Seasonal Patterns
Enova Reports Charge-Offs Rise, Return to Pre-Pandemic Seasonal Patterns
January 30, 2024  |  Earnings

Enova saw its charge-offs increase during the fourth quarter but remain below those it saw before the pandemic. Compared to the same quarter a year earlier,...

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More Than 35% of Larger SMBs Use Corporate Credit Cards to Fund Growth Initiatives
More Than 35% of Larger SMBs Use Corporate Credit Cards to Fund Growth Initiatives
November 08, 2023  |  SMBs

Whether it’s driving innovation or creating employment opportunities, small and medium-sized businesses (SMBs) play a vital role in the economy.  However, one significant hurdle stands...

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Rising Interest Rates Starting to Erode Purchasing Power
Rising Interest Rates Starting to Erode Purchasing Power
June 18, 2023  |  Economy

The Federal Reserve’s interest rate increases are reportedly starting to erode consumer and business purchasing power. The cumulative increases made by the Fed since March...

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Why Visa Says It’s Time to Look Beyond the ‘Personal FICO’ to Underwrite Small Businesses’ Credit
Why Visa Says It’s Time to Look Beyond the ‘Personal FICO’ to Underwrite Small Businesses’...
June 08, 2023  |  Consumer Finance

Over the past few years, consumers have steadily returned to brick-and-mortar stores and spending seems resilient, albeit slowing a bit, even with inflation stubbornly in...

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Credit Scarce for Brick & Mortar, but Not Online Small Businesses
Credit Scarce for Brick & Mortar, but Not Online Small Businesses
May 23, 2023  |  SMBs

The old adage is that the best time to get credit … is when you don’t need credit.  That’s because when a firm’s coffers are...

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Fed Lending, Business Formation Data Hint at Main Street Crunch
Fed Lending, Business Formation Data Hint at Main Street Crunch
May 17, 2023  |  SMBs

Data from the Federal Reserve and the Census Bureau hint at a looming crunch on Main Street. Specifically: The businesses that power the economy are...

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Debt Ceiling Showdown Could Affect Small Business Borrowing
Debt Ceiling Showdown Could Affect Small Business Borrowing
May 12, 2023  |  SMBs

Far from being just another noisy headline, the current Capitol slugfest could soon affect Main Street if left unresolved.  For many U.S. consumers, raising the...

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