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Credit Card Usage 20% Higher Among Indulgent Shoppers

Credit Card Usage 20% Higher Among Indulgent Shoppers
Credit Card Usage 20% Higher Among Indulgent Shoppers
December 05, 2023  |  Consumer Finance

As people build up their savings, they tend to loosen the reins on their spending habits. In fact, it appears that a higher savings balance...

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FinTechs Grapple With Regulation Amid Pursuit of Profits
FinTechs Grapple With Regulation Amid Pursuit of Profits
December 05, 2023  |  Data & Research

For almost all FinTechs — and especially for publicly traded firms — it has been a bumpy ride these past few years. Get the Full...

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Nearly 1 in 5 Consumers Apply for BNPL to Bypass Hard Checks That Hurt Credit Scores
Nearly 1 in 5 Consumers Apply for BNPL to Bypass Hard Checks That Hurt Credit...
December 04, 2023  |  BNPL

Buy now, pay later (BNPL) has emerged as a popular credit option, enabling consumers to make purchases immediately but pay for them in smaller installments...

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BIS Report: BNPL Plans Pose Risks and ‘Warrant Monitoring’
BIS Report: BNPL Plans Pose Risks and ‘Warrant Monitoring’
December 04, 2023  |  BNPL

Buy now, pay later (BNPL) plans have been marked by higher delinquency rates even as growth and enthusiasm for those payments offerings have soared, the...

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What Electric Vehicles, Impossible Foods and Buy Now, Pay Later Teach Us About Early Adopters
What Electric Vehicles, Impossible Foods and Buy Now, Pay Later Teach Us About Early Adopters
December 04, 2023  |  Consumer Insights

It seemed impossible. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

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BNPL App Cashea Grows in Venezuela Amid Pent-Up Demand for Credit
BNPL App Cashea Grows in Venezuela Amid Pent-Up Demand for Credit
December 01, 2023  |  BNPL

Buy now, pay later (BNPL) app Cashea is reportedly experiencing growth as it provides a much-needed solution to credit-starved consumers in Venezuela. Get the Full...

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Consumers Take Advantage of Deals, BNPL as Holiday Shopping Kicks Off
Consumers Take Advantage of Deals, BNPL as Holiday Shopping Kicks Off
December 01, 2023  |  Retail

Despite economic uncertainty, consumers have been spending in the week after Thanksgiving to complete a portion of their holiday shopping and take advantage of the...

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FinTech IPO Index Gains 4.3%, Affirm Jumps on BNPL’s Black Friday Popularity   
FinTech IPO Index Gains 4.3%, Affirm Jumps on BNPL’s Black Friday Popularity   
December 01, 2023  |  IPO

And now, we’re back to the regularly scheduled stock market volatility. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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