Buy Now Pay Later

Buy Now Pay Later
Klarna Boosts Profits With ChatGPT as BNPL Firms Tap AI
April 08, 2024

Klarna is seeing generative artificial intelligence improve its margins, as buy now, pay later (BNPL) firms turn to new digital capabilities to address their profitability challenges. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

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Lack of BNPL Threatens Bridge Millennials’ Brand Loyalty
April 05, 2024

With consumers forced to make budgeting decisions amid ongoing economic challenges, older millennials and younger Generation X consumers are seeing buy now, pay later (BNPL) options play a central role in their purchasing decisions. Get the Full Story Complete the form to unlock this article...

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Klarna Late Fees Spark Uptick in On-Time Payments
April 04, 2024

Klarna is reportedly sending fewer British customers to debt collectors after introducing late fees. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

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Despite Regulatory Concerns, Many Consumers Use BNPL as a Financial Lifeline 
March 27, 2024

This week Rohit Chopra, director of the Consumer Financial Protection Bureau (CFPB), updated reporters about his agency’s efforts to scrutinize credit card reward programs.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

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Qonto Adds In-House Short-Term Financing Offer for Small Businesses
March 26, 2024

Qonto has added its first in-house financing offer, “Pay later,” to the business finance solutions it offers small and medium-sized businesses (SMBs) and freelancers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

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Galileo Expands BNPL Offering for Banks and FinTechs
March 19, 2024

Galileo Financial Technologies has launched an expansion of its buy now, pay later (BNPL) offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

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60% of US Shoppers Used Split-Payment Options in the Past Year
March 19, 2024

Split-payment or installment plans such as buy now, pay later (BNPL) enable consumers to spread the costs of purchases over multiple installments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

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Who Uses Credit to Buy Groceries? The Answer Might Surprise You
February 29, 2024

A couple of weeks ago, more than 123 million people tuned in to watch the Super Bowl. Analysts say that it was the most watched program ever — thanks, in part, to Taylor Swift. Armchair spectators came for the ads and the Super Bowl halftime...

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Tabby Launches Subscription Service That Expands Acceptance of BNPL
February 26, 2024

Tabby, a shopping and financial services app active in Saudi Arabia, Kuwait and the United Arab Emirates (UAE), has launched a subscription service in the UAE that allows shoppers to pay in four installments anywhere using their Tabby Card. Get the Full Story Complete the...