consumer finance

Middle-Class Crunch Leads to Consumer Cutbacks and Merchant Trade Downs 

Middle-Class Crunch Leads to Consumer Cutbacks and Merchant Trade Downs 
Middle-Class Crunch Leads to Consumer Cutbacks and Merchant Trade Downs 
August 23, 2023  |  Consumer Finance

Consumers making between $50,000 and $100,000 may be caught in a middle-income “crunch” these days as inflation’s growth slows while still trending upwards, and real wages stagnate....

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Buy Now, Pay Smarter: How Digital Solutions Reshape Credit Behavior 
Buy Now, Pay Smarter: How Digital Solutions Reshape Credit Behavior 
August 19, 2023  |  Consumer Finance

Americans credit card payment delinquencies are starting to pile up.   Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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30% of Consumers Swap Instant for Slower Payments to Avoid Fees
30% of Consumers Swap Instant for Slower Payments to Avoid Fees
August 19, 2023  |  Real-Time Payments

Buoyed by growing consumer preference for faster payments, instant disbursements have gained popularity in recent years. The recent launch of the FedNow instant payments system...

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Americans’ $2 Trillion in Pandemic Savings Nearly Exhausted
Americans’ $2 Trillion in Pandemic Savings Nearly Exhausted
August 17, 2023  |  Consumer Finance

American consumers’ savings cushion is no longer that cushiony, according to new Federal Reserve research. Get the Full Story Complete the form to unlock this...

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The Parent Debt Trap: Parents’ Credit Card Balances 26% Higher Than Average
The Parent Debt Trap: Parents’ Credit Card Balances 26% Higher Than Average
August 15, 2023  |  Consumer Finance

That having children is costly may not be surprising — but the extent to which parents with children depend on credit cards is. Proprietary research...

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LendingPoint Launches Personal Financial Health and Management Tool for Customers
LendingPoint Launches Personal Financial Health and Management Tool for Customers
August 14, 2023  |  Consumer Finance

LendingPoint has added a personal financial health and management tool to its artificial intelligence (AI)-driven CreditTech platform. Get the Full Story Complete the form to unlock...

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One-Third of Credit Union Members Would Leave for Better Credit Products
One-Third of Credit Union Members Would Leave for Better Credit Products
August 14, 2023  |  Credit Unions

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Data Shows 52% of Gen Z Borrow Money to Make Ends Meet
Data Shows 52% of Gen Z Borrow Money to Make Ends Meet
July 31, 2023  |  Connected Economy

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