The ability to pay over time is underpinning discretionary spending resilience. In recent weeks and months, joint research between PYMNTS and Sezzle has underscored the embrace of...
In today’s U.S. financial landscape, having a good three-digit credit score can be a critical factor in determining not only whether you are approved or...
The ongoing cost-of-living crisis continues to affect consumers across the United States, and having higher incomes does not necessarily shield one from feeling the financial...
As restaurant prices continue to rise, even the most enthusiastic diners are beginning to pull back on eating out and ordering in, PYMNTS research reveals....
Consumers making between $50,000 and $100,000 may be caught in a middle-income “crunch” these days as inflation’s growth slows while still trending upwards, and real wages stagnate....
Americans credit card payment delinquencies are starting to pile up. Per the latest Federal Reserve report, credit card balances rose past $1 trillion for the...
Buoyed by growing consumer preference for faster payments, instant disbursements have gained popularity in recent years. The recent launch of the FedNow instant payments system...
American consumers’ savings cushion is no longer that cushiony, according to new Federal Reserve research. The savings people accumulated during the pandemic, which at one...
That having children is costly may not be surprising — but the extent to which parents with children depend on credit cards is. Proprietary research...