consumer finance

What Revolving Credit’s 10.4% Growth Says About Consumer Resilience

What Revolving Credit’s 10.4% Growth Says About Consumer Resilience
What Revolving Credit’s 10.4% Growth Says About Consumer Resilience
June 07, 2026  |  Consumer Finance

Call it the trillion-dollar question, focused on the U.S. consumer: How much longer can spending keep outpacing the economic headlines? Get the Full Story Complete...

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Financial Stress Is Changing What Consumers Value in Credit Cards
Financial Stress Is Changing What Consumers Value in Credit Cards
June 02, 2026  |  Consumer Insights

What U.S. consumers ask of their credit cards has changed. For financially stressed households, it has little to do with rewards. Get the Full Story...

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BNPL’s Biggest Opportunity May Be Its Least Likely User
BNPL’s Biggest Opportunity May Be Its Least Likely User
May 28, 2026  |  BNPL

Buy now, pay later is one of the most accessible financial tools available to American consumers today. It requires no minimum credit score for standard...

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Banks Risk Missing the Subprime Consumer Comeback Story
Banks Risk Missing the Subprime Consumer Comeback Story
May 22, 2026  |  Consumer Finance

Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...

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Credit Karma Opens Doors to 17 Million Credit Invisible Americans
Credit Karma Opens Doors to 17 Million Credit Invisible Americans
May 07, 2026  |  Financial Inclusion

Credit Karma has begun allowing individuals who don’t have a credit score to open an account and use the resources it offers to build a...

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Frontline Workers Shift From Getting Ahead to Getting By
Frontline Workers Shift From Getting Ahead to Getting By
May 01, 2026  |  Payments Innovation

Historically, payments have been an activity-based business. Revenues are tied to transaction volume, interchange fees and, to some extent, the float generated by holding funds...

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Only 25% of Consumers Say Their Cost-Cutting Plans Still Work
Only 25% of Consumers Say Their Cost-Cutting Plans Still Work
April 30, 2026  |  Consumer Insights

The clearest sign of consumer strain may not be what households are cutting, but how many different ways they are trying to keep up. Get...

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Sen. Warren Pushes Bank Regulators to Enforce Trump’s Rate Cap
Sen. Warren Pushes Bank Regulators to Enforce Trump’s Rate Cap
April 28, 2026  |  Bank Regulation

Sen. Elizabeth Warren, D-Mass., wrote a letter to bank regulators asking if they plan to enforce a temporary 10% cap on credit card interest rates that...

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