consumer finance

Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says

Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
March 16, 2026  |  Economy

The share of consumers who applied for credit products reached the highest level in over three years in February, according to the Federal Reserve Bank...

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New Report Shows Emergency Expenses Are Now Just the Norm
New Report Shows Emergency Expenses Are Now Just the Norm
March 10, 2026  |  Consumer Finance

Life has a way of introducing expenses without regard for timing, and household budgets increasingly bear reality in mind. From routine car maintenance to medical...

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The Three Blind Spots in How Consumer Sentiment Is Measured
The Three Blind Spots in How Consumer Sentiment Is Measured
February 26, 2026  |  Consumer Insights

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
February 24, 2026  |  Consumer Finance

Job security has long been treated as the cornerstone of financial stability, yet new data suggest that security without mobility can narrow economic choices rather...

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Americans Are Rewriting Household Budgets to Make Room for Extended-Family Support
Americans Are Rewriting Household Budgets to Make Room for Extended-Family Support
February 20, 2026  |  Consumer Finance

As financial pressures intensify across the U.S., a growing number of consumers are shouldering an obligation that rarely shows up as a line item in...

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What Happens When Embedded Finance Grows Up?
What Happens When Embedded Finance Grows Up?
February 19, 2026  |  Payments Innovation

For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The...

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14% of Consumers Use BNPL Even After Holiday Spending Surge
14% of Consumers Use BNPL Even After Holiday Spending Surge
February 17, 2026  |  BNPL

Buy now, pay later is no longer just a checkout feature. It is becoming a line item in the monthly household budget. Get the Full...

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MrBeast Scales Financial Wellness by Acquiring FinTech Step
MrBeast Scales Financial Wellness by Acquiring FinTech Step
February 09, 2026  |  Partnerships

MrBeast is deepening his involvement in the financial services sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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