The clearest sign of consumer strain may not be what households are cutting, but how many different ways they are trying to keep up. That...
Sen. Elizabeth Warren, D-Mass., wrote a letter to bank regulators asking if they plan to enforce a temporary 10% cap on credit card interest rates that...
Watch more: What’s Next in Payments With Affirm’s Libor Michalek For 60 years, the revolving credit line has been the default way Americans borrow. It...
There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s...
Millennials are learning to manage a pileup of costs all at once, and PYMNTS Intelligence data suggests that balancing act is becoming harder even during...
A flat tire, a broken appliance or an urgent dental bill may look like a routine household problem. But for a growing share of Americans,...
The dividing line in today’s consumer economy is no longer employment itself. It is how workers experience liquidity. The December edition of the Wage to...
As the 2026 tax season unfolds, a sobering reality has emerged for the nearly 70% of Americans living paycheck to paycheck. While many U.S. consumers...