Meet Tom and Elaine. (Our names, not theirs.) Both report household income between $65,000 and $70,000. Both are married, live in a city and say...
Watch more: Monday Conversation With WorkWhile’s Simon Khalaf For a worker paid by the shift, $200 arriving tomorrow can outweigh an annual income figure that...
Citi’s U.S. Consumer Cards business plans to expand its customer engagement and commerce media capabilities by acquiring Kard Financial, a commerce media and rewards platform for...
The economy is beginning to inspire confidence again, but Americans are not convinced that confidence will arrive in their own wallets anytime soon. That disconnect...
New Federal Reserve data show consumer credit applications reached a nearly-five-year high in June. In the latest edition of its Survey of Consumer Expectations Credit Access Survey, released...
Call it the trillion-dollar question, focused on the U.S. consumer: How much longer can spending keep outpacing the economic headlines? The latest Federal Reserve consumer...
What U.S. consumers ask of their credit cards has changed. For financially stressed households, it has little to do with rewards. As more households turn...
Buy now, pay later is one of the most accessible financial tools available to American consumers today. It requires no minimum credit score for standard...
Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...