consumer finance

Why Community Bank Accounts Must Pass the ‘Everyday Test’

Why Community Bank Accounts Must Pass the ‘Everyday Test’
Why Community Bank Accounts Must Pass the ‘Everyday Test’
April 21, 2026  |  Banking

There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s...

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Less Than Half of Consumers Say They Could Handle a $1,000 Surprise Expense
Less Than Half of Consumers Say They Could Handle a $1,000 Surprise Expense
April 15, 2026  |  Consumer Insights

A flat tire, a broken appliance or an urgent dental bill may look like a routine household problem. But for a growing share of Americans,...

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Wage Divide Widens as Many Delay Medical Care to Cover Essentials
Wage Divide Widens as Many Delay Medical Care to Cover Essentials
April 07, 2026  |  Consumer Finance

The dividing line in today’s consumer economy is no longer employment itself. It is how workers experience liquidity. Get the Full Story Complete the form...

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Gig Work Is Making Tax Refunds Harder to Get
Gig Work Is Making Tax Refunds Harder to Get
March 25, 2026  |  Taxes

As the 2026 tax season unfolds, a sobering reality has emerged for the nearly 70% of Americans living paycheck to paycheck. While many U.S. consumers...

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Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
March 16, 2026  |  Economy

The share of consumers who applied for credit products reached the highest level in over three years in February, according to the Federal Reserve Bank...

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New Report Shows Emergency Expenses Are Now Just the Norm
New Report Shows Emergency Expenses Are Now Just the Norm
March 10, 2026  |  Consumer Finance

Life has a way of introducing expenses without regard for timing, and household budgets increasingly bear reality in mind. From routine car maintenance to medical...

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The Three Blind Spots in How Consumer Sentiment Is Measured
The Three Blind Spots in How Consumer Sentiment Is Measured
February 26, 2026  |  Consumer Insights

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
February 24, 2026  |  Consumer Finance

Job security has long been treated as the cornerstone of financial stability, yet new data suggest that security without mobility can narrow economic choices rather...

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