consumer finance

Financial Stress Is Changing What Consumers Value in Credit Cards

Financial Stress Is Changing What Consumers Value in Credit Cards
Financial Stress Is Changing What Consumers Value in Credit Cards
June 02, 2026  |  Consumer Insights

What U.S. consumers ask of their credit cards has changed. For financially stressed households, it has little to do with rewards. Get the Full Story...

READ MORE >
BNPL’s Biggest Opportunity May Be Its Least Likely User
BNPL’s Biggest Opportunity May Be Its Least Likely User
May 28, 2026  |  BNPL

Buy now, pay later is one of the most accessible financial tools available to American consumers today. It requires no minimum credit score for standard...

READ MORE >
Banks Risk Missing the Subprime Consumer Comeback Story
Banks Risk Missing the Subprime Consumer Comeback Story
May 22, 2026  |  Consumer Finance

Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...

READ MORE >
Credit Karma Opens Doors to 17 Million Credit Invisible Americans
Credit Karma Opens Doors to 17 Million Credit Invisible Americans
May 07, 2026  |  Financial Inclusion

Credit Karma has begun allowing individuals who don’t have a credit score to open an account and use the resources it offers to build a...

READ MORE >
Frontline Workers Shift From Getting Ahead to Getting By
Frontline Workers Shift From Getting Ahead to Getting By
May 01, 2026  |  Payments Innovation

Historically, payments have been an activity-based business. Revenues are tied to transaction volume, interchange fees and, to some extent, the float generated by holding funds...

READ MORE >
Only 25% of Consumers Say Their Cost-Cutting Plans Still Work
Only 25% of Consumers Say Their Cost-Cutting Plans Still Work
April 30, 2026  |  Consumer Insights

The clearest sign of consumer strain may not be what households are cutting, but how many different ways they are trying to keep up. Get...

READ MORE >
Sen. Warren Pushes Bank Regulators to Enforce Trump’s Rate Cap
Sen. Warren Pushes Bank Regulators to Enforce Trump’s Rate Cap
April 28, 2026  |  Bank Regulation

Sen. Elizabeth Warren, D-Mass., wrote a letter to bank regulators asking if they plan to enforce a temporary 10% cap on credit card interest rates that...

READ MORE >
Affirm: Agentic Credit Rewrites the Rules of Consumer Lending
Affirm: Agentic Credit Rewrites the Rules of Consumer Lending
April 27, 2026  |  Consumer Finance

Watch more: What’s Next in Payments With Affirm’s Libor Michalek Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

READ MORE >