consumer insight

Consumers Draw New Spending Lines as Tariff Threats Loom
Consumers Draw New Spending Lines as Tariff Threats Loom
April 15, 2025  |  Consumer Insights

As seen in current events such as LVMH’s lackluster revenue picture announced Monday (April 14), which showed a decided pullback in luxury spending due to...

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Faster Payments Get Faster Fraud Defense
Faster Payments Get Faster Fraud Defense
March 12, 2025  |  Fraud Prevention

Faster payments means faster fraud, at least that’s the fear. FedNow® Service’s debut a year and a half ago, and traction gaining across The Clearing...

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Who Is the Paycheck-to-Paycheck Consumer in America?
Who Is the Paycheck-to-Paycheck Consumer in America?
March 11, 2025  |  Consumer Finance

A six-figure income, a house in a nice neighborhood, two cars in the garage and kids in private schools — yet still feeling panicked when...

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eCommerce Grabs 17.9% of Overall Retail Sales in 2024’s Fourth Quarter  
eCommerce Grabs 17.9% of Overall Retail Sales in 2024’s Fourth Quarter  
February 19, 2025  |  eCommerce

The fourth quarter of 2024 capped a strong year for online retail sales, as holiday spending shifted to digital channels, capping a double-digit increase over...

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52% of Payment Declines Are Debit Cards
52% of Payment Declines Are Debit Cards
February 04, 2025  |  Consumer Insights

Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. According...

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Consumers Change Spending Habits to Ease Monthly Money Squeeze
Consumers Change Spending Habits to Ease Monthly Money Squeeze
February 03, 2025  |  Consumer Finance

In the face of escalating living costs, it’s immediate survival or bust for many Americans. The latest PYMNTS Intelligence reveals that 65% of consumers are...

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43% of Consumers Choose Retailers Based on Preferred Financing Options
43% of Consumers Choose Retailers Based on Preferred Financing Options
December 11, 2024  |  BNPL

During the holiday season, consumer spending is impacted by the availability and visibility of financing options, such as Buy Now, Pay Later (BNPL) plans. A...

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PepsiCo Adapts to Consumer Shift Toward Mini-Meals Amid Economic Pressures
PepsiCo Adapts to Consumer Shift Toward Mini-Meals Amid Economic Pressures
October 08, 2024  |  Retail

Consumer spending trends are evolving. Take, for example, eating habits. PepsiCo Tuesday (Oct. 8) reported its third-quarter earnings — a 0.6% decline in net sales to...

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Consumers Cut Back on Travel, Experiences Amid Uncertain Economic Outlook
Consumers Cut Back on Travel, Experiences Amid Uncertain Economic Outlook
August 08, 2024  |  Consumer Insights

Consumers are reportedly delaying or cutting back on travel and experiences amid an uncertain economic outlook. Online booking platforms, airlines, hotels and other companies in...

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