consumer insights

Digital Gift Cards Popular as Consumers Balance Giving and Budgeting This Holiday
Digital Gift Cards Popular as Consumers Balance Giving and Budgeting This Holiday
November 23, 2023  |  Consumer Insights

Amid the festive cheer, the holiday season is also accompanied by economic uncertainties and inflationary pressures. Consequently, numerous consumers in the United States are gearing...

READ MORE >
1 in 5 of Consumers Without Paycheck Pressures Still Plan to Finance Holiday Purchases
1 in 5 of Consumers Without Paycheck Pressures Still Plan to Finance Holiday Purchases
November 21, 2023  |  Consumer Finance

As the holidays near, balancing tight budgets with the festive spirit can become a challenge. Which is why traditionally, many consumers turn to credit to...

READ MORE >
45% of Consumers Hardest Hit by Inflation Carry Revolving Credit Card Balances
45% of Consumers Hardest Hit by Inflation Carry Revolving Credit Card Balances
November 17, 2023  |  Consumer Finance

As the impact of rising prices on bill payments becomes more pronounced, U.S. consumers are increasingly relying on credit cards to manage their finances. Cardholders...

READ MORE >
Gen Zs Live With Family to Save Money; Gen Xs as Caregivers
Gen Zs Live With Family to Save Money; Gen Xs as Caregivers
November 16, 2023  |  Consumer Insights

Household composition, particularly the ratio between income earners and household members, is a critical factor in assessing a consumer’s financial stability, especially with the escalating...

READ MORE >
Sentiment Sours as Consumers See Inflation Rising for Years to Come
Sentiment Sours as Consumers See Inflation Rising for Years to Come
November 10, 2023  |  Consumer Insights

Consumers’ expectations on the economy — and particularly inflation — continue to sour. And they seem to be girding for price pressures to be firmly...

READ MORE >
Gen X Leads Mobile Adoption for Grocery Purchases
Gen X Leads Mobile Adoption for Grocery Purchases
November 09, 2023  |  Consumer Insights

Despite not being digital natives, Generation X is leading the way for mobile payments, surpassing the other generations in how often this method is used...

READ MORE >
Middle-Income Consumers Lose 18% of Savings Due to Inflation
Middle-Income Consumers Lose 18% of Savings Due to Inflation
November 09, 2023  |  Consumer Insights

The high and persistent inflation that has shaken the global economy in recent years has also seeped into U.S. households. Despite efforts to manage budgets...

READ MORE >
Consumers’ Love of Cash Back Offers Merchants Opportunity to Increase Store Card Use
Consumers’ Love of Cash Back Offers Merchants Opportunity to Increase Store Card Use
October 30, 2023  |  Loyalty & Rewards

For merchants looking to enhance customer engagement and maintain a competitive edge in a highly competitive market, loyalty programs are a vital asset. In fact,...

READ MORE >
1 in 5 Consumers Cite Job Loss as Reason for Depleting Savings
1 in 5 Consumers Cite Job Loss as Reason for Depleting Savings
October 30, 2023  |  Consumer Insights

Despite a decline in inflation rates, living paycheck to paycheck remains the predominant lifestyle for a significant portion of Americans.  This financial tightrope is not limited to those with...

READ MORE >