Consumer Spending

How Affordability Became America’s Conversation

How Affordability Became America’s Conversation
How Affordability Became America’s Conversation
January 21, 2026  |  Consumer Insights

Most Americans probably don’t remember the exact inflation rate last year. But they remember that the footlong they once paid 5 dollars for is now...

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BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
January 21, 2026  |  BNPL

Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually...

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Only 24% of Americans Saved More in 2025
Only 24% of Americans Saved More in 2025
January 16, 2026  |  Consumer Insights

A growing share of Americans look financially stable on paper yet remain one unexpected bill away from strain, according to PYMNTS Intelligence research that reframed...

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Fed Beige Book Shows Consumers Resilient Despite Uncertainty
Fed Beige Book Shows Consumers Resilient Despite Uncertainty
January 15, 2026  |  Economy

The Federal Reserve’s latest Beige Book strikes a cautiously upbeat tone, pointing to modest economic gains across much of the country even as businesses and...

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November Sales Get a Boost as Consumers Turn to Online Retail
November Sales Get a Boost as Consumers Turn to Online Retail
January 14, 2026  |  Retail

In the wake of the government shutdown, the delayed November retail sales report that debuted Wednesday (Jan. 14) offers a clear snapshot of how, and...

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JPMorgan’s Dimon Bets on Tech and AI as Apple Card Buildout Begins
JPMorgan’s Dimon Bets on Tech and AI as Apple Card Buildout Begins
January 13, 2026  |  Earnings

JPMorgan Chase’s fourth-quarter 2025 earnings results, released before the market opened Tuesday (Jan. 13), reflect a bank preparing to spend more through 2026, with technology,...

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Mid-Tier Retailers Caught Between Amazon and Walmart
Mid-Tier Retailers Caught Between Amazon and Walmart
January 13, 2026  |  Retail

For decades, the retail industry was organized around a familiar axis: price versus experience, scale versus specialization, mass versus premium. Get the Full Story Complete...

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Latest Government Credit Data Signals a Reset and Resilience
Latest Government Credit Data Signals a Reset and Resilience
January 09, 2026  |  Consumer Finance

The new year has dawned with consumers in the United States navigating a cooling labor market, elevated borrowing costs and persistent inflation expectations. Get the...

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