credit

Average Credit Scores Hit Record High As Credit Card Balances Drop

Average Credit Scores Hit Record High As Credit Card Balances Drop
Average Credit Scores Hit Record High As Credit Card Balances Drop
January 07, 2021  |  Consumer Finance

Despite a raging pandemic, widespread unemployment and a fragile economy, U.S. consumers paid more of their bills on time last year, resulting in the largest...

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Today In Retail: American Express Debuts New Offers; NRF Economist Says Stimulus Will Help With Recovery
Today In Retail: American Express Debuts New Offers; NRF Economist Says Stimulus Will Help With...
January 05, 2021  |  Retail

In today’s top retail news, American Express is launching new offers to start off the year, while the chief economist for the National Retail Federation...

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American Express Introduces New Promotions To Kick Off 2021
American Express Introduces New Promotions To Kick Off 2021
January 05, 2021  |  Retail

American Express is debuting new promotions for American consumer, small business and co-brand card members in addition to small retailers to start 2021 amid the...

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Finance Factory Debuts Automated Credit Review Platform
Finance Factory Debuts Automated Credit Review Platform
January 03, 2021  |  B2B Payments

Finance Factory has rolled out its new automated credit review platform, which will be able to analyze 27 data points quickly and determine a borrower’s...

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Alt-Credit Apps Merry And Bright In Latest PYMNTS Provider Ranking
Alt-Credit Apps Merry And Bright In Latest PYMNTS Provider Ranking
December 29, 2020  |  Mobile Applications

Wondering how alternative credit — aka buy now, pay later (BNPL) — did over the holidays? Complete tallies aren’t in yet, but here’s a taste:...

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Machine Learning Supercharges Banks’ Efforts To Fight Debit Fraud
Machine Learning Supercharges Banks’ Efforts To Fight Debit Fraud
December 29, 2020  |  Next-Gen Debit

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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J.P. Morgan Bets On Travel Rebound With Acquisition Of cxLoyalty’s Rewards Division
J.P. Morgan Bets On Travel Rebound With Acquisition Of cxLoyalty’s Rewards Division
December 28, 2020  |  Partnerships / Acquisitions

With an eye on the future of travel, J.P. Morgan Chase has agreed to acquire the rewards division of cxLoyalty Group Holdings, the companies announced...

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MercadoCredito Cracks The Code On Lending To The Un- And Underbanked In Brazil
MercadoCredito Cracks The Code On Lending To The Un- And Underbanked In Brazil
December 28, 2020  |  Alternative Finances

The digital compression of 2020 has drawn a wide range of speculation. Has it been ten years of change packed into one, as some have...

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Credit Card Apps (Mostly) Hold Their Ground In Latest Provider Ranking
Credit Card Apps (Mostly) Hold Their Ground In Latest Provider Ranking
December 23, 2020  |  Mobile Applications

We’ve said it before in this space, and we’ll keep saying it: stability in financial apps is a good sign, reflecting the reliability that our...

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