credit

Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve

Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve
Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve
March 16, 2026  |  Consumer Finance

Watch more: Monday Conversation With Propel Holdings’ Clive Kinross Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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53% of Consumers Use Credit for Planned Purchases
53% of Consumers Use Credit for Planned Purchases
March 16, 2026  |  Credit Cards

A growing share of consumers in the United States are using credit not simply because they have to, but because they see it as a...

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Experian Simplifies Credit Scores for UK ChatGPT Users
Experian Simplifies Credit Scores for UK ChatGPT Users
March 13, 2026  |  artificial intelligence

ChatGPT users in the United Kingdom can now learn about credit scores with insights from Experian data. Get the Full Story Complete the form to...

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JPMorgan Marks Down Software Loans Amid Fears of AI Disruption
JPMorgan Marks Down Software Loans Amid Fears of AI Disruption
March 11, 2026  |  Loans

JPMorgan marked down the value of loans to software companies in the portfolios of private credit lenders, the Financial Times reported Tuesday (March 10), citing...

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The Next Battle in Credit Won’t Be for Top of Wallet
The Next Battle in Credit Won’t Be for Top of Wallet
March 11, 2026  |  Credit Cards

The credit industry has spent decades competing for something consumers were never actually optimizing for. Get the Full Story Complete the form to unlock this...

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Propel Secures $150 Million for FreshLine Consumer Credit Product
Propel Secures $150 Million for FreshLine Consumer Credit Product
March 10, 2026  |  Alternative Credit

FinTech Propel Holdings debuted FreshLine, an unsecured personal line-of-credit offering, according to a Tuesday (March 10) press release. Get the Full Story Complete the form...

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Private Credit’s Gold Rush Draws Regulators and Bank Warnings
Private Credit’s Gold Rush Draws Regulators and Bank Warnings
March 05, 2026  |  Loans

Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are...

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As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
March 03, 2026  |  Payments Innovation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Planned Purchases Rise as Financial Stress Eases, Study Finds
Planned Purchases Rise as Financial Stress Eases, Study Finds
February 23, 2026  |  Consumer Finance

Many Americans are turning themselves down for credit before a lender ever does. Get the Full Story Complete the form to unlock this article and...

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