data brief

47% of Merchants Say False Declines Cost Them Sales
47% of Merchants Say False Declines Cost Them Sales
January 06, 2026  |  Fraud Prevention

Merchants are discovering that fraud is no longer a problem they can solve at checkout alone. It is a systems challenge that runs through every...

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1 in 3 Young Adults Turn to Friends and Family as Costs Rise
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
January 01, 2026  |  Consumer Finance

Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according...

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Nearly Half of Gen Z Still Want In-Person Financial Advice
Nearly Half of Gen Z Still Want In-Person Financial Advice
December 31, 2025  |  Credit Unions

For credit unions, the Gen Z challenge is no longer about digital access but about relevance in moments that shape financial confidence. Get the Full...

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Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full...

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75% of Retailers See Embedded Finance as a Top Priority
75% of Retailers See Embedded Finance as a Top Priority
December 19, 2025  |  Retail

Retailers are no longer treating embedded finance as a checkout enhancement. The data show it is becoming a tool for control over customer relationships, compliance...

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48% of Goods Producers Turn to AI to Lift Output
48% of Goods Producers Turn to AI to Lift Output
December 18, 2025  |  artificial intelligence

Artificial intelligence is changing jobs faster than companies can reorganize them, and a new set of data shows that the impact is far more uneven...

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61% of Gaming Winners Shift to Instant Payouts
61% of Gaming Winners Shift to Instant Payouts
December 11, 2025  |  Money Mobility

A new PYMNTS Intelligence report suggests that the most meaningful trend in instant payments is not how fast money moves but how recipient behavior is...

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FinTechs Lift Credit Union Partnerships by 19%
FinTechs Lift Credit Union Partnerships by 19%
December 10, 2025  |  Credit Unions

FinTechs’ surge toward credit unions offers a clearer view of how technology firms are reshaping their growth strategies as competition from large banks intensifies. Get...

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High-Income Households Lift Installment Adoption by 57%
High-Income Households Lift Installment Adoption by 57%
December 09, 2025  |  Consumer Insights

Consumers are reshaping how they use credit, and PYMNTS Intelligence data shows that installment plans are becoming a central tool for managing cash flow in...

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