Small businesses are treating credit cards less like a backup and more like a flexible operating tool, and the way they use them is starting...
Small businesses are not just borrowing to survive. They are using credit cards as operating systems, and they are willing to pay for features that...
Buy now, pay later is no longer just a checkout feature. It is becoming a line item in the monthly household budget. Get the Full...
Embedded finance has evolved beyond a supplementary revenue channel to become the deciding factor between companies that forge lasting customer relationships and those that fall...
The most revealing signal in the latest PYMNTS Intelligence research is not that consumers are experimenting with agentic AI. Get the Full Story Complete the...
Consumers who pay the most for their credit cards turn out to be the ones least likely to ignore them. Just 3.9% of premium cardholders...
Nearly three-quarters of credit cardholders who requested a limit increase and were denied turned to installment plans as an alternative source of credit, revealing how...
The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself,...
Apple Pay usage has doubled in physical stores over the past year, yet the mobile wallet still processes only 1 in 10 eligible transactions and...