data brief

Report Finds More Than One-Third of Small Business Shoppers Manually Enter Payment Data

Report Finds More Than One-Third of Small Business Shoppers Manually Enter Payment Data
Report Finds More Than One-Third of Small Business Shoppers Manually Enter Payment Data
May 27, 2025  |  SMBs

To thrive in today’s fragmented retail landscape, small and medium-sized businesses must close the digital divide and embrace unified commerce strategies. Get the Full Story...

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Report Shows 70% of US P2P Payments Are Mobile
Report Shows 70% of US P2P Payments Are Mobile
May 21, 2025  |  Digital Payments

While U.S. consumers enthusiastically embrace digital wallets for sending money to friends and family, they notably trail several other developed nations in adopting mobile payments...

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25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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40% of Subprime Borrowers Have Applied for BNPL
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025  |  BNPL

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances...

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US BNPL Transactions Hit $175 Billion Amid Shifting Consumer Demands
US BNPL Transactions Hit $175 Billion Amid Shifting Consumer Demands
May 13, 2025  |  BNPL

The traditional pillars of consumer credit are undergoing a profound transformation as “pay later” options, once a niche for specific shoppers, are now redefining how...

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Nearly 100% of Consumers Globally Engage Digitally Monthly
Nearly 100% of Consumers Globally Engage Digitally Monthly
May 08, 2025  |  Consumer Insights

Digital activity is becoming nearly ubiquitous across the globe, though the intensity and nature of engagement reveal significant disparities linked to demographics, geography and infrastructure,...

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81% of High-Uncertainty Middle-Market Firms Delay Tech Initiatives
81% of High-Uncertainty Middle-Market Firms Delay Tech Initiatives
May 07, 2025  |  Cybersecurity

Cybersecurity risks are not merely a cost center for middle-market firms but represent a significant impediment to technological innovation, a challenge amplified dramatically for those...

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Brazilian Consumers Lead Mobile In-Store Use Globally, Despite Checkout Frictions
Brazilian Consumers Lead Mobile In-Store Use Globally, Despite Checkout Frictions
May 06, 2025  |  Mobile

Brazilian consumers are rapidly adopting mobile devices for retail purchases, outpacing global trends, though pervasive payment friction presents a significant hurdle for merchants, according to...

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