debt

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Source: en.wikipedia.org

Data Shows Most Consumers Are Managing Credit Despite Pressures
Data Shows Most Consumers Are Managing Credit Despite Pressures
August 08, 2025  |  Consumer Finance

The conventional wisdom is that consumers in the United States, burdened by debt, are trapped in a cycle of using credit to get what they...

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Claire’s Declares Second Bankruptcy Amid Brick-and-Mortar Shopping Drop
Claire’s Declares Second Bankruptcy Amid Brick-and-Mortar Shopping Drop
August 06, 2025  |  Retail

Kid-friendly accessories retailer Claire’s is declaring bankruptcy for the second time in seven years. Get the Full Story Complete the form to unlock this article...

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Consumer Card Debt Paydowns May Prove Temporary Amid Tariff and Inflation Uncertainty
Consumer Card Debt Paydowns May Prove Temporary Amid Tariff and Inflation Uncertainty
July 09, 2025  |  Consumer Finance

In May, the pace of consumer credit, overall, decelerated. And in one positive sign, credit card balances decreased for the first time in since the...

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JPMorgan Launches $2 Billion ETF as Exec Backs High-Yield Debt Over Private Credit
JPMorgan Launches $2 Billion ETF as Exec Backs High-Yield Debt Over Private Credit
June 25, 2025  |  Investments

Finite opportunities in private credit are creating public, high-yield debt opportunities, J.P. Morgan Asset Management CEO George Gatch said, according to a Wednesday (June 25)...

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Spending Dips 13% As Gen Z Makes Saving ‘Cool’
Spending Dips 13% As Gen Z Makes Saving ‘Cool’
June 25, 2025  |  Consumer Insights

For younger Americans in the Generation Z cohort, spending is out, while saving is reportedly in. Get the Full Story Complete the form to unlock...

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US Consumers Funnel Side Hustle Cash Directly Into Paying Bills
US Consumers Funnel Side Hustle Cash Directly Into Paying Bills
June 19, 2025  |  Consumer Insights

Traditional 9-to-5 employment, and the bi-weekly paycheck, is no longer sufficient for a significant portion of the U.S. population, leading many to pursue alternative income...

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Revolving Credit Jumped in April as Consumers Loaded Up on Card Debt
Revolving Credit Jumped in April as Consumers Loaded Up on Card Debt
June 06, 2025  |  Economy

The paydowns earlier this year were temporary. And as the latest consumer credit data from the Federal Reserve on Friday (June 6) indicated, consumers turned...

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Reports: xAI Launches $5 Billion Debt Sale and $300 Million Share Sale
Reports: xAI Launches $5 Billion Debt Sale and $300 Million Share Sale
June 02, 2025  |  Artificial Intelligence

Elon Musk’s artificial intelligence company, xAI, reportedly launched a $5 billion debt sale and a $300 million share sale. Get the Full Story Complete the...

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FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
May 28, 2025  |  Alternative Finances

The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants,...

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