Sections
Editors’ Picks
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5.3KConsumer FinanceHelping Millennials Live Financially Ever After
When Honeyfi got off the ground in 2017, it had a pretty simple idea. Couples could better manage their financial lives if...
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7.8KInnovationForging FinTech-FI Partnerships With mPOS?
It’s not exactly Bogie and Bacall, or Kim and Kanye — at least not yet. But FinTechs and financial institutions are increasingly crafting...
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3.2KBankingIMF Head Sees Cryptos ‘Shaking’ The System — But Will Banking Stay Shook?
To quote a rock ‘n’ roll poet (Jerry Lee Lewis): Whole lotta shakin’ going on. Depending on how you look at it,...
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4.3KFraud AttackOnline Porn Pays Off For Fraudsters
Like it or not, pornography — among the most ancient human creative endeavors — is a central player in the digital world...
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3.5KAmazonBezos Shareholders’ Letter Bites Back On Amazon Marketplace
The Amazon marketplace stands as one of the most successful efforts of the eCommerce operator, and that fact was underscored on Thursday (April 11)...
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2.8KRetailHigh-End Wedding Retail Takes A Dive — But Rebirth Is Possible
Stroll along certain streets in New Orleans (site of the PYMNTS bureau of slow and lost time), and you’ll come across one:...
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3.1KRetailHow To Power Plant-Based Baby Food Delivery, While Keeping It Real
Using the subscription business model, eCommerce innovators are connecting parents with plant-based meals through delivery services. Raised Real, for instance, provides food...
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6.1KB2B PaymentsHow APIs Help Banks Step Back From Siloed Business Banking
The U.K.’s Open Banking market initiative is seeping into the U.S., and into the business banking segment, as financial institutions (FIs) explore...
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3.2KB2B PaymentsThe Risks Of A Buyer-Supplier Power Struggle
Recent news from Walmart in Mexico put the spotlight on the retail giant’s rivalry with Amazon earlier this month, when Reuters reported...
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4.0KAuthenticationCan Digital ID Keep Up With Online Liquor’s Sales Boom?
Securing alcohol is one of the grand adventures of life, especially if a person is younger than the legal age to buy....
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4.6KBank RegulationOn The Hill, Banking’s Biggest Get Grilled
The biggest names in banking came to the Hill, repping seven of the largest financial firms in the United States. Ten years after...
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5.6KSecurity & FraudSWIFT On Cybercrime’s Evolution Post-Bangladesh Bank Heist
Three years after fraudsters made off with $101 million from a Bangladesh bank, cyber threats have evolved, according to a new report...
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13.8KRegulationBitcoin Price Seems Mute To China’s Mining Crackdown
Bitcoin is up as much as 25 percent since the news came during the past week that China might look to ban...
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3.4KInternationalChina’s Sharing Economy Grows — But Consumers Still Have Worries
When it comes to digital payments and commerce, it’s hard to argue with China’s leading and influential position, especially in terms of...
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4.7KRetailZapt And On-Demand Platforms Powering Move Now-Pay Later
Some entrepreneurs have no intention of starting a company but find inspiration to take on a new venture when a challenge arises...
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4.5KDisbursementsWhy On-Demand Wages Could Kill Payday
For the two-thirds of the U.S. population living paycheck to paycheck, the two-week wait can feel like an eternity. Yet, according to...
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3.4KB2B PaymentsCFOs’ Risk Concerns Mushroom, But Cyberthreats Not In Focus
The Association of Financial Professionals released new data this week that revealed the threat of payments fraud continues to climb, particularly for...
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3.7KB2B PaymentsProcure-To-Pay’s Tax Conundrum
Corporates’ biggest procure-to-pay challenges often center around the friction of streamlining data flows and the movement of money, from sourcing and purchase...
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5.1KDigital PaymentsInstant Settlement: Disbursements Next Big Thing
Push payments next big thing is instant settlement that helps merchants get paid as sales are made. Ingo Money CEO Drew Edwards...
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6.3KMastercardWanted: Cybersecurity Aces — Mastercard, Partners Have A Plan
Here’s a bit of heresy for 2019: Data’s not everything. Sure, data often gets called the oil of the digital age — and...
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6.7KDataUtility Data’s New Identity
There are plenty of high-tech ways to verify a customer’s identity — fingerprints, voiceprints, faceprints, phone data. There are even technologies built...
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7.7KConsumer FinancePressure Mounts On CFPB Over Public Service Loan Forgiveness Program
Launched in 2008 as a provision of the College Cost Reduction and Access Act (CCRAA), the Public Service Loan Forgiveness program’s objectives...
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3.1KConsumer FinanceRhode Island Eyes Capping Credit Card Interest Rates
In the United States, credit card balances and the interest rates charged on those balances are on the rise. In the latest...
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3.9KInnovationWelcome To The New C-Store Innovation Game
Retail innovation labs – incubators or tech hubs – aren’t confined to operations run by the likes of Amazon or Walmart. A...
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2.8KFacebookWith A Nod To European Commission Pressure, Facebook Updates Data Use Disclosures
In the continuing saga focused on user data, how that data is used, and transparency, score one for the Europeans. In news...
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3.1KRetailAccounts Of Millennial Sobriety May Be Oversold
Have millennials started starving a segment of commerce in a socially positive way? That is the recent question on minds of trend...
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4.8KB2B PaymentsThe Convergence Of Trade Finance And Trade Credit Insurance
While use of trade finance continues to climb, the International Chamber of Commerce‘s Banking Commission has warned the financial services market that...
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2.9KB2B PaymentsUS Government Policy On SMB Lending In Flux
U.S. President Donald Trump announced over the weekend that U.S. Treasurer Jovita Carranza is his pick to lead the Small Business Administration...
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4.3KBank RegulationFed Eyes Changes To Banks’ Liquidity, Living Will Regulations
In what may be a rollback of at least some banking regulations put in place in the wake of the financial crisis...
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7.5KPayment MethodsWhy Card Replacement Is Every Bank’s ‘Moment Of Truth’
It happens. An issuer suspects a card has been compromised, or a consumer remembers that their debit card is in their jacket...
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6.9KArtificial IntelligenceAI Enters The FI Fast Lane
It’s hard to find fault with one of the latest tests of artificial intelligence (AI). Medical diagnostic technology built by Google and a...
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7.0KRetailCan Visual Search Help Retailers Find New Sales?
Amazon failed Ted Mann, CEO of Slyce, a visual search firm, when it came to the cheesy sweater — the one with, in...
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5.9KIPOWill Chuck E. Cheese IPO Bring The Cheddar?
The news came Monday (April 8) that Chuck E. Cheese – the family-focused entertainment and restaurant combinations that have housed many a...
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3.7KGig EconomyGig Economy Moves Toward Critical Mass
The gig economy now is a noun, where once to “gig” was a verb, without critical mass — to “gig” in other...
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6.0KHealthcareHow Big Tech Is Disrupting Big Healthcare
Big Tech is busy disrupting healthcare and shaping the industry’s future, and Amazon is showing the latest example of that — though...
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3.4KData DiveData Dive, Milestone Edition: Gig Payments, Affirm And Contactless March On
For baseball fans, April 8 is a day that lives in semi-infamy, as it is the day 45 years ago in 1974...
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3.1KRegulationAustralia Laws Target Social Media Firms with Fines, Prison Over Streaming Content
The government in Australia passed legislation that seeks to stop live streaming of violent acts across social media platforms. As reported last...
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6.2KB2B PaymentsWhy Small Business Owners Should Always Have An Exit Strategy
Hundreds of thousands of new small businesses (SMBs) open their doors every year in the U.S., be them physical or digital. The latest...
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6.1KMatchmakersCan Platforms And Payments Solve Restaurants’ 73 Percent Turnover Problem?
Good waiters are hard to find. According to the Bureau of Labor Statistics, they are even harder to keep, as the restaurant worker...
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5.5KDigital PaymentsHow Payments Help The Sharing Economy Run On Trust
All those children’s TV shows and stories lied: Sharing is not easy. Sharing is, in fact, enormously complex, prone to fraud and...
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6.5KAPIHow Open APIs Help Payors, Payees Get Down To Business
Open banking is here. Open API platforms take the heavy lifting off enterprises’ shoulders as firms spanning retail, health care and real...
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6.2KRetailWhat ‘The Simpsons,’ Art And Millennials Have In Common
The art world can be a strange place. While this is a fact well-known to art collectors, even non-collectors got a taste of just...
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4.5KFacebookWill Our Love-Hate Relationship With Social Media Ever Break?
It’s the love-hate relationship that defines the digital age in the early 21st century: U.S. consumers and social media. Data breaches, marketing...
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4.0KLoansMillennials Tap POS Financing Amid Lack Of Credit Options
For the younger generation, for cash flow, look beyond four walls. In the latest staff report from the New York Federal Reserve, titled...
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4.5KRegulationEarnin Investigated For Offering Covert Payday Loans
Silicon Valley-based financial services startup Earnin has potentially run afoul of New York State regulators with its payday advance product for consumers....
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4.3KEconomyDimon Sees Progress In Economy, Promise In AI
JPMorgan CEO Jamie Dimon’s shareholder letters are closely read for pearls of insight about the economy, the investment climate and even for...
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5.2KCryptocurrencyWill Smartphone Makers Cozy Up To Cryptocurrencies?
Better late than never? That could be the emerging story when it comes to smartphones and cryptocurrencies, given Samsung’s recent entry in...
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4.6KSizzle/FizzleB2B Payments Sizzle As Checks Face A Looming Fizzle
Might the check be going the way of the dodo? The way of not-so-fond memory, while trees breathe a silent sigh of...
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4.1KRetailWhen An 110-Year-Old Company Needs A Digital Upgrade
In 1910, Albert Roye installed a glass-cutting machine in a small shed behind his home in Susquehanna, Pennsylvania and founded what he...
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3.3KRetailMobile Apps Unlock Urban Oases For Rest And Productivity
Entrepreneurs are creating alternatives to noisy or crowded spaces where consumers can work or relax after checking in with mobile apps. Take...
