Sections
Editors’ Picks
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3.4KPodcastsAs The 2020s Dawn, Why Credit Unions Need Millennials
With 2020 rushing toward us, a new decade means its time to take stock of where we are and where we’re headed in...
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1.8KRegulationSEC’s Moves To ‘Modernize’ ETFs Hint At Crypto Future
The U.S. Securities and Exchange Commission (SEC) is seeking to “modernize” the regulation of exchange-traded funds (ETFs) in a bid to make...
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2.7KLegalDomino’s Supreme Court Decision Spotlights Online Web Accessibility
When it comes to QSR and mobile innovation, pizza seller Domino’s has earned itself a leading position. Now, thanks to a court...
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4.0KHealthcareHealthcare Looks To 5G For Cost Control
The new 5G mobile network technology has started to make its initial foray into healthcare, and at a time when issues of...
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2.3KData DiveData Dive – Losses, Cuts And Freezes: Goldman, Banking And Rent The Runway
There are weeks of smooth sailing in the payments and commerce ocean, and then there are those weeks when the sailing is...
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2.3KRegulation RoundupBig Tech Privacy Bill Faces Delays
Big Tech has faced a number of inquiries growing in scope and scrutiny as lawmakers have been focused on competitive practices and...
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2.7KRetailDeveloping Ethical Chocolate Via Blockchain-Based Cocoa Bean Tracking
If chocolate is not the world’s most beloved food, it is at least a top contender, and has been for nearly 300...
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1.9KRetailBuilding A Destination For Campground Reviews (And Reservations)
Sarah Smith and her husband are avid campers. They’ve camped their entire lives. And when they moved to the Pacific Northwest, they...
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2.3KRetailLook Here: Retailers Get Visual With Commerce Innovations
As consumers get more visual, so, too, does retail, and that is helping to fuel some significant innovation. Indeed, 3D mapping stands...
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1.6KDisbursementsPaper Checks Still Common For Rebate Payouts
Instant payments have use cases ranging from quickly paying gig workers for services rendered to refunding a shopper returning a purchase to...
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2.0KB2B PaymentsNav CEO: The State Of SMB Financing, A Glimpse At Its Future
Among the biggest challenges small and medium-sized businesses (SMBs) tackle — in good times and not so good times, economically speaking — is...
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3.0KRestaurant innovationDeep Dive: Third-Party Delivery Apps Face Growth Challenges
Third-party delivery apps such as DoorDash, Grubhub and Uber Eats are in high demand as customers seek to enjoy meals from their...
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4.2KRetailWhy Libraries Are Giving Up On Late Fees
It has happened to all but the most organized among us. We’re minding our own business, cleaning out a closet or reorganizing the...
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9.2KAlternative FinancesPayday Lending Laws Drive Traffic To Pawn Shops
While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of...
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4.4KMerchant InnovationClassPass CEO: How Digital Platforms Have Innovated Health, Fitness
Consumers are creatures of habit — but those habits can be complex, and can certainly vary according to such factors as geography,...
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6.7KDigital BankingHow Apple Card Brings ‘Existential Crisis’ To Smaller FIs
Apple Card is the tech giants shot across the bow at banks. Rachna Ahlawat, co-founder and executive vice president of Ondot Systems,...
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5.8KPartnerships / AcquisitionsWhat’s The Best Way To Navigate The New World Of Payments?
These are indeed the days for mergers and acquisitions (M&A) in the world of payments, and that trend looks likely to hold...
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4.2KBusinessThe Crowdsourced 1099 Salesforce Enters The Picture
We are all salespeople — we all have influence over certain friends, relatives, neighbors and co-workers. Assuming people trust us (assuming other...
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4.0KEconomyData Points To US Consumer Spending Slowdown
Consider the stock market free fall a bit of a lagging indicator — one that seems to be playing catch-up to the...
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4.5KInnovationSmart Home Wars Heat Up — Will Apple Catch Up?
The long-term battle for payments and commerce supremacy is hitting close to home — literally. And that battle is increasingly involving the heaviest...
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2.7KRetailCreating The Consumer Connection In The Clean Beauty Market
Skincare is a big global business — worldwide, consumers spent $135 billion on skincare products in 2018, a 60 percent increase over what consumers...
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2.3KRetailFootwear Helps Retailers Find The Right Fit For Innovation
The sale of shoes online has come a long way since the dawn of eCommerce – and footwear continues to help drive...
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2.2KRetailDelivery Platforms Expand Beyond Restaurant Services
Delivery apps may be known for working with restaurants for lunch or dinner orders, but they are also bringing retailers such as...
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5.3KFraud PreventionHow More FIs Are Playing Offense Against Digital Fraud
This week, Mastercard launched Threat Scan, a global solution to help banks spot authorization weaknesses before a breach occurs. This new product is in...
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3.5KB2B PaymentsSmall Business Loan Fraud Puts FinServ On High Alert
Though fraud technology has evolved to combat the monster of payments fraud, there is a growth threat for banks that innovators are...
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2.9KB2B PaymentsHow Privacy Guides Virtual Assistants’ Evolution In Corporate Finance
Even just five years ago, Prophix President and Chief Operating Officer Alok Ajmera said talk of using virtual assistants in the workplace...
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3.1KB2B PaymentsTrade Finance Gets Boost Via Banks, APIs
HSBC debuts a new API geared toward trade finance. Separately, cross-border payments embrace business payments using XRP. In Russia, eight banks sign on...
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1.9KCryptocurrencyTaking Stock Of Libra’s Vital Signs
With the recent news that some of Libra’s backers are, at least for now, shying from vocal support for the Facebook cryptocurrency...
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2.3KPayments InnovationPath To World Series Brings Changes To Online Gambling
It’s not exactly high time for legal online gambling yet – that comes in early 2020, with the Super Bowl and then...
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2.1KRetailInnovating Men’s Underwear For Consumers Who Don’t Know They Need It
Men’s underwear is rarely thought of as grounds for advanced design or reinvention. Arguably, that last big innovation in the field was somewhere...
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1.9KRetailP2P Platforms Aim To Showcase Fashion Rentals For Every Occasion
To help consumers rent clothing for a special occasion or everyday life, online platforms are connecting borrowers with those looking to rent...
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2.5KTravel PaymentsYounger Travelers Take More Luxury Trips, But Have A Harder Time Paying
The travel market is changing and companies are evolving to meet consumer expectations. Once upon a time, Airbnb meant renting a cheap...
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2.9KB2B PaymentsAP Innovations Begin Targeting Supplier Acceptance
As payments giants like Visa and Mastercard shift the innovation spotlight onto B2B transactions, developers of new accounts payable solutions are ushering...
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2.2KB2B PaymentsUnlocking ELD Data For Empowered Cash Flow
The electronic logging device (ELD) is a niche, but potentially transformative, tool for the fleet industry. A piece of equipment that attaches...
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5.2KFaster PaymentsWhy Real Time Is The Game-Changer For Corporate Cash Pros
Instant payments are more promise than reality in the US. Citi’s global head of payments and receivables, Manish Kohli, tells Karen Webster...
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4.5KInnovationTruckers Put The Hammer Down Into A Digital Marketplace Future
Trucking is a difficult and vital job. It’s not only the long, often-lonely hours, but the anxiety — as well as the...
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4.8KFaster PaymentsPayments’ Role In The Fourth Industrial Revolution
Faster payments are quickly being embraced by consumers, and are on track to gain traction across C2B, B2C and B2B transactions. Mike Kresse,...
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5.3KGoogleHow Google Maps Predicts The Payments Future
If you really want to understand human nature — really gain a deep sense about how people operate, and where they want...
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2.1KRetailPizza Heats Up Fresh Innovation In The Retail World
Everyone loves pizza, save, perhaps, for communists and nihilists. Okay, that’s not the best joke ever from the PYMNTS Bureau of Stand-Up...
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3.7KSecurity & FraudCould DoorDash Data Breach Stoke Mobile Ordering Fears?
Another day, another data breach – at least it seems that way sometimes. The latest involves DoorDash, and reportedly impacted around 4.9...
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3.9KPayment MethodsInstant Payments Are Here — How To Measure The ROI…
There are many ways a firm can measure the value of instant payments, and determine how much of a return on investment...
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4.4KGas Station RetailEMV’s Delay Has Been The Convenience Store’s Innovation Gain
EMV seems to be that payments issue that just won’t go away, but not in the U.S., where at least one vital...
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5.2KFaster PaymentsFedNow And ISO 20022 Are Here — What Now For FIs And Faster Payments?
There are 54 faster payment schemes globally, with more on the way. Craig Ramsey, head of real-time payments at ACI Worldwide, tells PYMNTS...
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3.7KSMBsWhy Better Data Is The First Step In Curing The ‘Startup Slump’
When the economy crashed in 2008, and fully bottomed out in June 2009 credit across the board froze. Consumer, enterprise and SMB...
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2.7KInnovationSelf-Storage Goes Digital, And Gets Neighborly
People in the U.S have way too much stuff — that’s a criticism heard not only from out-of-country sources, but from voices within...
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1.9KRegulationIn Asia, Focus On Big Tech Regs And Taxes
Scrutiny of tech firms is spreading across the globe, hinting at broader regulations over privacy and, possibly, bigger tax bills. To that...
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1.9KRetailPaint By Numbers Gets An AR Upgrade
Americans spend quite a bit of money each year attempting to be artistic. The combined revenue of America’s two largest arts and...
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2.4KRetailToys Spark Retail Changes As Holidays Approach
The world of toys has changed and keeps on changing, and that means changes, too, for toy retail — changes that reflect...
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2.6KRetailHow Digital Platforms Tackle Luxury Travel Reservations, Payments
Luxury travelers may trade the typical beach vacation or amusement park trip for more exotic and adventurous destinations, such as Costa Rica...
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2.1KRetailAre Online Resale Sites Rife With Counterfeits?
Counterfeiting is stereotypically the domain of luxury goods, where fraudsters dupe unsuspecting shoppers into buying fake handbags, accessories or beauty products. But...
