FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

Ex-Synapse Partner Lineage Bank Rebrands as Harpeth in Community Banking Pivot

Ex-Synapse Partner Lineage Bank Rebrands as Harpeth in Community Banking Pivot
Ex-Synapse Partner Lineage Bank Rebrands as Harpeth in Community Banking Pivot
September 15, 2026  |  Banking

Lineage Bank, a Tennessee-based bank that was a partner bank for Synapse, the banking-as-a-service (BaaS) provider that went bankrupt in 2024, has rebranded as Harpeth...

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FDIC Deposit Rule Gives Banks More Room for Business Cash
FDIC Deposit Rule Gives Banks More Room for Business Cash
September 04, 2026  |  Bank Regulation

For banks seeking a larger share of their commercial customers’ operating cash, new federal deposit rules may help those efforts. Get the Full Story Complete...

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Judge Blocks SVB Parent From Shifting $1.71 Billion Loss to FDIC
Judge Blocks SVB Parent From Shifting $1.71 Billion Loss to FDIC
August 31, 2026  |  Legal & Regulation

The Federal Deposit Insurance Corporation has prevailed in a case stemming from Silicon Valley Bank’s collapse. Get the Full Story Complete the form to unlock...

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FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion
FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion
August 31, 2026  |  Banking

Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. Get the Full Story Complete the form to unlock this...

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FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
August 25, 2026  |  Banking

FDIC-insured commercial banks and savings institutions reported a return on assets ratio of 1.37% in the second quarter, marking one of the best results since...

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Reusable FinTech Certification Could Streamline Bank Due Diligence
Reusable FinTech Certification Could Streamline Bank Due Diligence
August 19, 2026  |  Bank Regulation

Banks repeatedly perform similar due diligence on technology providers, and an industry-standards effort involving the federal regulators would make portions of that work reusable across...

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FDIC Mulls Standards Body to Streamline Bank-FinTech Oversight
FDIC Mulls Standards Body to Streamline Bank-FinTech Oversight
August 19, 2026  |  Legal & Regulation

The Federal Deposit Insurance Corporation is considering an industry-led standards organization that could certify FinTech companies and other bank service providers against common risk-management benchmarks,...

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OCC Receives 40 New Bank Applications in 18 Months
OCC Receives 40 New Bank Applications in 18 Months
August 11, 2026  |  Bank Regulation

The heads of the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) will continue working to encourage new...

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