FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

Reusable FinTech Certification Could Streamline Bank Due Diligence

Reusable FinTech Certification Could Streamline Bank Due Diligence
Reusable FinTech Certification Could Streamline Bank Due Diligence
August 19, 2026  |  Bank Regulation

Banks repeatedly perform similar due diligence on technology providers, and an industry-standards effort involving the federal regulators would make portions of that work reusable across...

READ MORE >
FDIC Mulls Standards Body to Streamline Bank-FinTech Oversight
FDIC Mulls Standards Body to Streamline Bank-FinTech Oversight
August 19, 2026  |  Legal & Regulation

The Federal Deposit Insurance Corporation is considering an industry-led standards organization that could certify FinTech companies and other bank service providers against common risk-management benchmarks,...

READ MORE >
OCC Receives 40 New Bank Applications in 18 Months
OCC Receives 40 New Bank Applications in 18 Months
August 11, 2026  |  Bank Regulation

The heads of the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) will continue working to encourage new...

READ MORE >
FDIC Lets Augustus Pair Stablecoins With Insured Deposits
FDIC Lets Augustus Pair Stablecoins With Insured Deposits
August 10, 2026  |  Legal & Regulation

The Federal Deposit Insurance Corporation (FDIC) has approved deposit insurance for a proposed national bank built in part around digital assets and stablecoins. The approval...

READ MORE >
Banks Ask FDIC to Make Issuers Police Stablecoin Wallets
Banks Ask FDIC to Make Issuers Police Stablecoin Wallets
August 05, 2026  |  Cryptocurrency

Proposed rulemaking by the Federal Deposit Insurance Corp. focuses on how payment stablecoin issuers should meet Bank Secrecy Act and sanctions obligations. Get the Full...

READ MORE >
Fed and FDIC Move to Raise Regulation O Insider Lending Caps
Fed and FDIC Move to Raise Regulation O Insider Lending Caps
August 03, 2026  |  Bank Regulation

The Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) have each proposed raising the thresholds of credit that banks can extend to insiders. Get...

READ MORE >
FDIC Order Forces Lineage to Rebuild Capital and Earnings
FDIC Order Forces Lineage to Rebuild Capital and Earnings
July 31, 2026  |  Banking

Lineage Bank, which was a partner bank for Synapse, the banking-as-a-service (BaaS) provider that went bankrupt in 2024, has reached a consent order with the Federal...

READ MORE >
Feds Say Banking Agencies Have Trouble Uncovering Outdated Rules
Feds Say Banking Agencies Have Trouble Uncovering Outdated Rules
July 28, 2026  |  Legal & Regulation

In 1996, Congress passed legislation requiring banking agencies to address unneeded regulatory burdens. Get the Full Story Complete the form to unlock this article and...

READ MORE >