FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

FDIC Says Capital One-Discover Deal Dented Bank Profits
FDIC Says Capital One-Discover Deal Dented Bank Profits
August 26, 2025  |  Partnerships / Acquisitions

The merger between Capital One and Discover Financial put a dent in bank profits. Get the Full Story Complete the form to unlock this article...

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Inspector General Warns FDIC Oversight Failures Endanger Banks
Inspector General Warns FDIC Oversight Failures Endanger Banks
August 18, 2025  |  Bank Regulation

The expansion of banking ecosystems has long been in place as financial institutions (FIs) link with providers to fine-tune and modernize operations. Get the Full...

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Race to Instant Onboarding Accelerates as FDIC OKs Pre‑filled Forms
Race to Instant Onboarding Accelerates as FDIC OKs Pre‑filled Forms
August 05, 2025  |  Bank Regulation

For banks racing to turn digital account opening into a single click, the Federal Deposit Insurance Corp. (FDIC) just flashed a regulatory green light. Get...

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FDIC Consumer Complaint Surge Led by Credit Reporting Disputes
FDIC Consumer Complaint Surge Led by Credit Reporting Disputes
July 03, 2025  |  Credit Cards

The Federal Deposit Insurance Corp. (FDIC) processed a surge in consumer complaints in 2024, with credit cards being the most frequently cited product and credit...

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Banking Agencies Seek Comment on Proposal to Modify Capital Standards
Banking Agencies Seek Comment on Proposal to Modify Capital Standards
June 27, 2025  |  Bank Regulation

The federal banking agencies said Friday (June 27) that they are requesting comment by Aug. 26 on a proposal to modify the enhanced supplementary leverage ratio (eSLR)...

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Industrial Loan Charters Surge as Nonbanks Move Into Financial Services
Industrial Loan Charters Surge as Nonbanks Move Into Financial Services
June 25, 2025  |  Banking

On June 20, Nissan North America’s financial services arm, Nissan Motor Acceptance Corp. said it submitted an application with state and federal regulators to form...

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Lawmakers Zero In on Check Fraud Crisis
Lawmakers Zero In on Check Fraud Crisis
June 17, 2025  |  Fraud Prevention

Regulators and lawmakers are taking a fresh look at payments fraud, and as a result, federal action may be brought to bear on the growing...

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3 Takeaways as Enforcement Actions and Data Breaches Roil BaaS Models
3 Takeaways as Enforcement Actions and Data Breaches Roil BaaS Models
June 02, 2025  |  Banking

As nonbank enterprises offer financial services, aided by traditional financial institutions and FinTechs, the emergence of the banking-as-a-service (BaaS) model has promised to transform lending...

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Regulators Prepare to Ease Post-Financial Crisis Banking Rules
Regulators Prepare to Ease Post-Financial Crisis Banking Rules
June 01, 2025  |  Bank Regulation

Regulators are reportedly preparing to loosen banking restrictions imposed following the 2008 financial crisis. Get the Full Story Complete the form to unlock this article...

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