federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Consumers Added to Card Balances Ahead of Holiday Shopping
Consumers Added to Card Balances Ahead of Holiday Shopping
December 05, 2025  |  Consumer Insights

Overall consumer credit growth slowed in October, but the headline number masks a trend: households are shifting toward revolving credit as they manage day-to-day liquidity...

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Fed’s Outstanding Supervisory Findings Fall as Banks Remain ‘Sound and Resilient’
Fed’s Outstanding Supervisory Findings Fall as Banks Remain ‘Sound and Resilient’
December 02, 2025  |  Bank Regulation

The banking system is “sound and resilient,” Federal Reserve Board Vice Chair for Supervision Michelle W. Bowman said Tuesday (Dec. 2). Get the Full Story...

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Lawmakers Ask Regulators to Abandon ‘One-Size-Fits-All’ Approach to Banks
Lawmakers Ask Regulators to Abandon ‘One-Size-Fits-All’ Approach to Banks
November 26, 2025  |  Bank Regulation

Republican members of the House Financial Services Committee have asked federal banking regulators to reconsider the application of Enhanced Prudential Standards (EPS) for banks with...

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FedNow Exec Busts Instant Pay Fraud Myths and Encourages Banks to Keep Up
FedNow Exec Busts Instant Pay Fraud Myths and Encourages Banks to Keep Up
November 21, 2025  |  Real-Time Payments

With a little over two years in market, the Federal Reserve’s instant payments platform, the FedNow® Service, is now entering what Chief Product and Relationship...

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FedNow Chief Credits Bank Feedback for Momentum
FedNow Chief Credits Bank Feedback for Momentum
November 12, 2025  |  Real-Time Payments

Watch more: Need to Know: FedNow’s Nick Stanescu Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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CFPB Says It’s Been Barred From Drawing Federal Reserve Funds
CFPB Says It’s Been Barred From Drawing Federal Reserve Funds
November 11, 2025  |  CFPB

 The U.S. Consumer Financial Protection Bureau (CFPB) continues to operate, but its days could still be numbered. Get the Full Story Complete the form to...

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NY Fed Prez Warns Affordability Pressures Threaten Economy
NY Fed Prez Warns Affordability Pressures Threaten Economy
November 09, 2025  |  Economy

A leading Federal Reserve official warns that problems of poorer Americans could threaten economic growth. Get the Full Story Complete the form to unlock this...

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Fed Governor Says Stablecoin Demand Could Lower Interest Rates
Fed Governor Says Stablecoin Demand Could Lower Interest Rates
November 09, 2025  |  Cryptocurrency

Federal Reserve Governor Stephen Miran says rising stablecoin demand could lower U.S. interest rates. Get the Full Story Complete the form to unlock this article...

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Court Backs Fed’s Power to Block FinTech Access to Payment Rails
Court Backs Fed’s Power to Block FinTech Access to Payment Rails
October 31, 2025  |  Banking

Access to the Federal Reserve’s payment rails has long been coveted by FinTechs and non-traditional financial institutions seeking a direct link into the heart of...

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