Federal Reserve Bank of New York

Fed Data Finds Consumers Want More Credit but Not More Cards
Fed Data Finds Consumers Want More Credit but Not More Cards
November 17, 2025  |  Consumer Finance

A tightening credit backdrop is changing how Americans think about credit cards, from whether to apply for a new account to how often to ask...

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NY Fed Sees Little Job Fallout From AI
NY Fed Sees Little Job Fallout From AI
September 04, 2025  |  artificial intelligence

Artificial intelligence (AI) is reshaping hiring decisions in the U.S. labor market, but fears of widespread job loss remain unfounded, according to new regional surveys...

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Consumers Feel Better About Finances Despite Inflation Woes
Consumers Feel Better About Finances Despite Inflation Woes
August 07, 2025  |  Economy

American consumers feel more optimistic about their finances, but wary of several other economic factors. Get the Full Story Complete the form to unlock this...

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Household Debt Rises to $18.39 Trillion as Auto, Mortgage Originations Tick Up
Household Debt Rises to $18.39 Trillion as Auto, Mortgage Originations Tick Up
August 05, 2025  |  Consumer Finance

U.S. household debt increased by $185 billion in Q2 2025, reaching a record $18.39 trillion, according to the Federal Reserve Bank of New York.  Get...

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Consumers Eye Slowing Inflation, but Relief May Be Temporary
Consumers Eye Slowing Inflation, but Relief May Be Temporary
June 09, 2025  |  Economy

The news that consumers expect to see a slowdown in inflation is, arguably, optimistic. Get the Full Story Complete the form to unlock this article...

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NY Fed: Businesses Are Already Passing Along Tariff Costs to Consumers
NY Fed: Businesses Are Already Passing Along Tariff Costs to Consumers
June 04, 2025  |  Economy

Just before tariffs took root in April, PYMNTS Intelligence found in its “Certainty Project” report that a majority of firms across various sectors anticipated higher...

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Fed, BIS See Smart Contracts Transforming Central Bank Liquidity Management
Fed, BIS See Smart Contracts Transforming Central Bank Liquidity Management
May 22, 2025  |  Banking

The digitization of money, and the movement to decentralized finance, begs the question: What happens to financial institutions, central banks and central banking policy? Get...

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Why Central Banks Are Piloting Monetary Policy Tools for Blockchain
Why Central Banks Are Piloting Monetary Policy Tools for Blockchain
May 14, 2025  |  Blockchain

In many ways, it’s no longer a question of when blockchain technology will go mainstream across financial services. It’s becoming a question of when regulations...

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Fed: Consumer Expectations ‘Deteriorate Sharply’ in Wake of Tariffs
Fed: Consumer Expectations ‘Deteriorate Sharply’ in Wake of Tariffs
May 08, 2025  |  Consumer Insights

Americans have a bleak outlook about their financial futures, new Federal Reserve data shows. Get the Full Story Complete the form to unlock this article...

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