federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Average Value of Card-Not-Present Debit Transactions Dips, Fed Says
Average Value of Card-Not-Present Debit Transactions Dips, Fed Says
December 23, 2025  |  eCommerce

Consumers continue to spend more on their debit cards, although the rate of growth has slowed. Get the Full Story Complete the form to unlock...

READ MORE >
21 States Sue Trump Administration, Alleging Illegal Defunding of CFPB
21 States Sue Trump Administration, Alleging Illegal Defunding of CFPB
December 22, 2025  |  Legal

Twenty-one states and the District of Columbia sued the Trump administration Monday (Dec. 22), aiming to stop what they said is illegal defunding of the...

READ MORE >
Fed Invites Bank Innovation in New Guidance
Fed Invites Bank Innovation in New Guidance
December 17, 2025  |  Bank Regulation

The Federal Reserve Board said Wednesday (Dec. 17) that it withdrew a 2023 policy statement and issued a new statement regarding the treatment of certain...

READ MORE >
CFOs Confront Real-Time Money Movement as Weekends Go Live
CFOs Confront Real-Time Money Movement as Weekends Go Live
December 16, 2025  |  Real-Time Payments

Real-time money movement is rapidly moving toward always-on status. The Federal Reserve has laid out a path to expand the operating days of its largest...

READ MORE >
Atlanta Fed Launches Search Ahead of President Raphael Bostic’s Retirement
Atlanta Fed Launches Search Ahead of President Raphael Bostic’s Retirement
December 15, 2025  |  Banking

The Federal Reserve Bank of Atlanta has begun a search for a president and CEO to succeed Raphael W. Bostic, who announced in November that he will retire...

READ MORE >
Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
December 10, 2025  |  Bank Regulation

The Treasury Department reportedly aims to give its Financial Crimes Enforcement Network (FinCEN) the ability to veto other regulators’ findings that a bank has violated...

READ MORE >
Fed Signals Shift as Washington Targets Paper Checks
Fed Signals Shift as Washington Targets Paper Checks
December 10, 2025  |  Payment Methods

Check usage continues to decline each year as consumers and businesses shift toward digital tools. At the same time, significant numbers of users still depend...

READ MORE >
Fed Finds 4% Increase in Consumers Revolving Card Balances
Fed Finds 4% Increase in Consumers Revolving Card Balances
December 05, 2025  |  Consumer Insights

Overall consumer credit growth slowed in October, but the headline number masks a trend: households are shifting toward revolving credit as they manage day-to-day liquidity...

READ MORE >
Fed’s Outstanding Supervisory Findings Fall as Banks Remain ‘Sound and Resilient’
Fed’s Outstanding Supervisory Findings Fall as Banks Remain ‘Sound and Resilient’
December 02, 2025  |  Bank Regulation

The banking system is “sound and resilient,” Federal Reserve Board Vice Chair for Supervision Michelle W. Bowman said Tuesday (Dec. 2). Get the Full Story...

READ MORE >