The fight against fraud really kicks in with customer onboarding — but that is only the first step, of course. Enhancing the...
One day — maybe one that has already happened for some PYMNTS readers — we might look back with fondness and nostalgia on...
Artificial intelligence (AI) and machine learning (ML) aren’t part of a far-off future. They are here, and they are at the bank. In...
Contextual commerce is everywhere, and much desired by consumers (just check out some of the latest stats from the Digital Consumer Report)....
General Motors’ financing unit, General Motors Financial, is teaming up with Spring Labs, a blockchain company, to create identity verification solutions. In a press...
GBG, the U.K.-based identity data intelligence specialist, has announced it is acquiring IDology, a U.S.-based provider of identity verification and fraud prevention...
Do you want to gain a step on fraudsters? Do you want to beat them while also making it as seamless as...
One of the main differences between a successful criminal and a wanna-be is that the smart one knows how to hide (often...
One of the main goals of digital payments and retail is to encourage seamless connections – and not just when it comes...
The rash of corporate accounting scandals to hit the U.K. in recent years has spawned a new debate over auditors’ roles in...
Artificial intelligence has started — slowly — to make its presence felt in payments and commerce, including in fraud prevention, via early deployments...
What eventually becomes cutting-edge in retail and payments often originates in places that are dedicated to security, not commerce. New technology often...
A new report has revealed a “critical disconnect” between fraud prevention and business growth. Sift‘s report, “Digital Trust & Safety: Aligning Security...
As the Super Bowl approaches, there is the usual uncertainty. Which team will win? Which commercials will be talked about most in...
You can’t have trust without some type of trusted authority, and any type of authority is fragile without a reasonable level of...
Get ready for even more fake grandchildren when it comes to payments fraud. That’s one of the sad facts of life as...
With PSD2 in full swing in the European Union (EU), any merchant dealing with the payment data of EU citizens must upgrade...
Here’s a test: What’s fraud? Also, what’s a simple and legitimate matter of credit risk? Those aren’t trick questions, but rather a...
We all remember cramming — all that coffee and/or soda, all those books, notes and ink stains. Not to mention, all those late...
Auditors of the European Union said Thursday (Jan. 10) that the EU is failing to stop the misuse of funds to the...
Credit data company FICO has secured five new patents related to fraud, artificial intelligence and analytics technologies, according to StreetInsider reports on...
Biometrics promise to take a larger role in authentication security in 2019, helping to stop online fraud and bringing speed, efficiency and...
When it comes to the world of cybercrime touching the connected smart devices that consumers are increasingly using, it is easy to...
Let’s get a few things straight, a couple of points that might go against what every payments and commerce professional knows, but...
A new study has revealed that retailers will lose around $130 billion in digital CNP (Card-not-Present) fraud between 2018 and 2023. Juniper...
Trulioo, the global identity verification company, has announced that it now offers verification services to customers in the Czech Republic and Slovakia...
Well, let’s start with the bad news first, even at the risk of robbing some of the joy and optimism that comes...
Once upon a time — about a decade ago — there was this QSR executive who observed the rise of online retail,...
The holiday sales season is nearly done for 2018, and it’s so far so good — particularly for eCommerce. But will 2018’s...
The following piece was written by Rob Eleveld, CEO of Whitepages Pro, as a contribution to our 2018 year-end eBook. Payments 2018...
You don’t always have to go out on a limb in payments to make an accurate prediction of things to come. Take...
Context is everything, particularly in the age of digital retail where catching the consumer at the right moment is the difference between a conversion...
The holidays are a time for both hyper-vigilance and hopes. Many consumers must watch their spending so they don’t exceed their credit...
Comic books (along with their more sophisticated cousins, graphic novels) are treated not only as literature these days by fans and many...
In a rare press conference inside its Dongguan facilities, Huawei Technologies said it would spend $2 billion over the next five years...
Japanese payment provider PayPay said Monday (Dec. 17) that it will strengthen the security of its app after receiving several complaints from...
Computing power is dirt cheap, thanks to cloud infrastructure. Jurisdiction is always a few steps behind, though — who is really going...
Everything can seem right. But that’s only because the criminals are good. A person calls to inform a consumer that his or...
Banks give consumers confidence that their data won’t fall into the wrong hands when they make purchases or reservations, thanks to investments...
Let’s try this a different way, if only to make a vital point with insincerity. We must give credit to the criminals...
A tidal wave of consumers hit the stores (online and real world) for the kick-off weekend of the holiday shopping season, trying...
In 1954, mathematician L.J. Savage published research about how consumers process information when making decisions. Dubbed the sure-thing principle, Savage’s work showed...
Digital marketplaces have become beloved by buyers and sellers — and fraudsters. Nick Huzar, CEO of OfferUp, says most current authentication standards...
The world is constantly getting faster. As a result, the speed of commerce and payments is coming closer to real time. This...
Gold is like, well, gold to cybercriminals — that’s why knowing who’s trading it is crucial. The challenge, says COO Paul Mennega...
There’s no denying it: Customers want quick — even instant — access to funds that are rightfully theirs, which means payments are...
Authenticating and validating a consumer’s identity accurately is crucial for businesses of all shapes and sizes. However, doing so securely, without sacrificing...
Call centers are facing the potential of fraud from inside and outside their facilities, and they are taking multi-pronged approaches to tackle these security...
To counter fraud as the holiday season approaches, Best Buy, Target and Walmart made changes to their gift card programs. The moves...
Keeping yourself protected from criminals can often seem a daunting task. Even the most eagled-eyed person — for instance, a veteran tourist in...