Affirm is now the exclusive provider of buy now, pay later (BNPL) payment options for lodging and packages on the Expedia Group brands Expedia, Hotels.com and Vrbo in the United States. Get the...
After-purchase installment plans are moving more firmly into the center of everyday payments, reshaping how banks, FinTechs and retailers compete for the same transactions. Get...
For millions of households, rent is the anchor expense that dictates everything else. PYMNTS Intelligence has estimated that housing absorbs 37% of take-home pay for...
Household finances are increasingly shaped by credit use, as more consumers carry balances month to month rather than paying off purchases in full. Get the...
Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually...
Pay later is no longer a niche solution for cash-strapped consumers, as high earners increasingly use credit card installment plans to manage spending with precision...
Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the...
On the eve of the COVID-19 pandemic, large banks were jolted by the sudden rise of a new credit alternative. That 2019, buy now, pay...
Consumers approached Black Friday with a clear priority: stick to a budget while finding ways to stretch purchasing power. The PYMNTS Black Friday 2025 report...