installment payments

Oregon Tests Whether No-Interest BNPL Is a Loan
Oregon Tests Whether No-Interest BNPL Is a Loan
August 07, 2026  |  BNPL

Merchants may treat buy now, pay later (BNPL) as a standard checkout option, but state licensing rules could determine where particular installment plans can actually...

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BNPL Set to Come Under Supervision of UK’s FCA
BNPL Set to Come Under Supervision of UK’s FCA
July 13, 2026  |  BNPL

This week marks a new era for buy now, pay later (BNPL) products in the U.K. Beginning Wednesday (July 15), these interest-free installment products will be governed...

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Lenders Have Been Reading Subprime Consumers All Wrong
Lenders Have Been Reading Subprime Consumers All Wrong
May 29, 2026  |  Consumer Insights

A new PYMNTS Intelligence report suggests the most important shift in consumer credit may not be happening among prime borrowers at all. The report, “Who...

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Buy Now, Pay Later Moves From Checkout Perk to Credit Union Retention Tool
Buy Now, Pay Later Moves From Checkout Perk to Credit Union Retention Tool
May 20, 2026  |  Credit Unions

Younger generations are no longer a future growth segment for credit unions. They are an active, demanding customer base whose expectations around payments are shaping...

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Klarna Expands Deposits and Debit Push as GMV Hits $33.7 Billion
Klarna Expands Deposits and Debit Push as GMV Hits $33.7 Billion
May 14, 2026  |  Earnings

Consumers leaning on buy now, pay later for everything from groceries to larger-ticket purchases helped push Klarna deeper into everyday spending during the first quarter,...

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43% of SMBs Would Pay to Make Purchases in Installments
43% of SMBs Would Pay to Make Purchases in Installments
April 20, 2026  |  SMBs

Small businesses aren’t just shopping for new ways to pay. They’re looking for tools that give them greater control over timing, visibility and day-to-day cash...

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Pay Later Moves Upstream as Stripe and Cash App Expand Credit
Pay Later Moves Upstream as Stripe and Cash App Expand Credit
April 08, 2026  |  Payment Methods

Paying over time remains one of the most durable behaviors in commerce.  The delivery systems of paying over time are moving away from simply surfacing...

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Velera Wants Consumers to Turn to Credit Unions for BNPL
Velera Wants Consumers to Turn to Credit Unions for BNPL
April 07, 2026  |  Credit Unions

Velera has expanded its buy now, pay later (BNPL) capabilities for credit unions. The credit union service organization on Tuesday (April 7) introduced a pair of...

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Why Gen Z Uses BNPL and Installments Differently
Why Gen Z Uses BNPL and Installments Differently
April 03, 2026  |  Payment Methods

Consumers are no longer choosing how to pay based on habit or loyalty. They are selecting financial tools with a specific outcome in mind at...

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