Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. That is...
On the eve of the COVID-19 pandemic, large banks were jolted by the sudden rise of a new credit alternative. That 2019, buy now, pay...
Consumers approached Black Friday with a clear priority: stick to a budget while finding ways to stretch purchasing power. The PYMNTS Black Friday 2025 report...
U.S. Bank has debuted a credit card that converts purchases into monthly payment plans. The bank’s Split World Mastercard, announced Wednesday (Nov. 5), is designed...
Affirm wants the U.S. to find ways to cap late fees on pay-later loans. In an interview with the Financial Times (FT) published Tuesday (Oct....
Easy loans are luring millions of Americans into a dangerous cycle of debt. Young people, particularly college students, are being seduced by easy credit and...
Ace Hardware has launched a partnership with pay later provider Affirm. This collaboration, announced Wednesday (Oct. 1), provides a pay-over-time option for hardware customers buying...
Zinia, Santander’s consumer financing platform, has expanded to Spain and now allows Amazon customers in the country to pay in installments on select purchases. On...