loans

Better Technology Alone Won’t Give Software the Final Say
Better Technology Alone Won’t Give Software the Final Say
October 29, 2026  |  Payments Innovation

Watch more: What’s Next in Payments With Maverick Payments’ Bill Christensen The human who approves a merchant account may eventually review fewer files, but the...

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i2c: Banks Can Delegate Decisions but Can’t Outsource Accountability
i2c: Banks Can Delegate Decisions but Can’t Outsource Accountability
October 29, 2026  |  Banking

Watch more: What’s Next in Payments With Matt Pearce of i2c The last decision a bank hands to a machine will likely be one that...

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Happen Doubles Loan Issuance Through App as Deposits Grow 22%
Happen Doubles Loan Issuance Through App as Deposits Grow 22%
October 28, 2026  |  Earnings

Borrowers who came to Happen to pay off credit cards are giving the bank additional sources of business through their savings. Happen, formerly known as...

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OppFi Revenue Dips 3.8% Amid Muted Borrower Sentiment
OppFi Revenue Dips 3.8% Amid Muted Borrower Sentiment
October 28, 2026  |  Personal Loans

OppFi is focusing on flexible credit, tech upgrades and its banking ambitions amid persistent inflation and cooling consumer sentiment. The digital lending platform touted these...

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Banks’ Own Policies Could Complicate Their AI Lending Push
Banks’ Own Policies Could Complicate Their AI Lending Push
October 28, 2026  |  Artificial Intelligence

Before a company’s loan request reaches a room full of bankers, a computer may have already sized it up. Artificial intelligence tools now score borrowers,...

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Commercial Lending Moves Toward Continuous Underwriting
Commercial Lending Moves Toward Continuous Underwriting
October 27, 2026  |  Loans

A commercial borrower’s finances keep changing after a loan is approved, as invoices are collected, inventory is purchased and payroll comes due. Continuous underwriting brings...

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SoFi Reaches 17.1 Million Members
SoFi Reaches 17.1 Million Members
October 27, 2026  |  Banking

SoFi’s financial services business is gaining momentum even as interest rates move in a direction the company didn’t anticipate, according to the company’s third-quarter earnings...

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Subprime Consumers Keep Paying Cards Despite Budget Pressure
Subprime Consumers Keep Paying Cards Despite Budget Pressure
October 26, 2026  |  Consumer Insights

Subprime consumers continue paying their credit cards even as many struggle to cover everyday bills. PYMNTS Intelligence’s May report, “Who Is the Subprime Consumer? A...

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Revolut Launches UK Personal Loans Up to £25,000
Revolut Launches UK Personal Loans Up to £25,000
October 26, 2026  |  Personal Loans

FinTech Revolut debuted its first credit product since becoming a licensed United Kingdom bank, according to a Monday (Oct. 26) press release provided to PYMNTS....

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