Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Trade Ledger Launches Invoice Finance-as-a-Service

Trade Ledger Launches Invoice Finance-as-a-Service
Trade Ledger Launches Invoice Finance-as-a-Service
June 20, 2019  |  B2B Payments

Open Banking platform Trade Ledger is introducing an invoice financing solution for banks and alternative lenders, the company announced this week. Get the Full Story...

READ MORE >
How To Build High Performance Via Digital — and Humans
How To Build High Performance Via Digital — and Humans
June 18, 2019  |  Today In Data

Fraud is a two-headed beast, but the beast can be defeated as more consumers flock to marketplaces and other eCommerce destinations. Meanwhile, there are fresh...

READ MORE >
Open Banking Co Token Receives $36.5M Investment
Open Banking Co Token Receives $36.5M Investment
June 18, 2019  |  Investments

Turnkey open banking platform Token has received a $36.5 million investment from a few investors, including Opera Tech Ventures, which is the venture division of...

READ MORE >
Citi: Scaling Open Banking Starts With Incentives And API Aggregation
Citi: Scaling Open Banking Starts With Incentives And API Aggregation
June 17, 2019  |  Digital Banking

Open banking is nothing if not a lot of moving parts and complications. But could merchant incentives help fuel this ongoing effort at digital payments...

READ MORE >
Corporates’ Role In Helping Banks Tackle The Trade Finance Gap
Corporates’ Role In Helping Banks Tackle The Trade Finance Gap
June 14, 2019  |  B2B Payments

There are a lot of factors that have converged to create a whopping $1.5 trillion in trade finance availability in the global economy today. Get...

READ MORE >
How Overlay Services Add New Opportunities In Open Banking
How Overlay Services Add New Opportunities In Open Banking
June 12, 2019  |  B2B Payments

One year after the rollout of Open Banking in the U.K., researchers have found that a general understanding and awareness of the regulation remains low....

READ MORE >
How Banks Balance New SMB Tech (Without Nixing The Old)
How Banks Balance New SMB Tech (Without Nixing The Old)
June 11, 2019  |  B2B Payments

The U.S. banking industry is an ever-evolving machine, shaped and disrupted by FinTech, regulation and shifting customer expectations. Until recently, these changes rarely impacted the...

READ MORE >
Token CEO: Why Open Banking Is Really ‘Closed Banking’
Token CEO: Why Open Banking Is Really ‘Closed Banking’
June 10, 2019  |  Bank Regulation

Open Banking is brand new, but maybe not. Token.io Limited CEO Steve Kirsch tells Karen Webster that there are limitations with PSD2 amid a lack of API...

READ MORE >
Visa-Western Union Deal And Alexa’s Roommate Potential Top The Week’s News
Visa-Western Union Deal And Alexa’s Roommate Potential Top The Week’s News
June 07, 2019  |  News

Yes, the weekend has arrived! We don’t know about you, but it was a busy week for PYMNTS, given all the news coming from the...

READ MORE >