Payment Declines

52% of Payment Declines Are Debit Cards
52% of Payment Declines Are Debit Cards
February 04, 2025  |  Consumer Insights

Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. According...

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47% of Retailers Say False Declines Impact Consumer Satisfaction
47% of Retailers Say False Declines Impact Consumer Satisfaction
January 14, 2025  |  Checkout Conversion

Payment failures are a major challenge for merchants, especially as they expand globally. Consumers expect seamless transactions, and payment declines can lead to abandoned purchases,...

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56% of US Consumers Experienced a False Payment Decline in Last 90 Days
56% of US Consumers Experienced a False Payment Decline in Last 90 Days
October 08, 2024  |  Payments Innovation

In an era of evolving consumer preferences, merchants face mounting pressure to streamline payment processes. As payment methods diversify and the costs of transaction processing...

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Overdrafts and the US Consumer: A 2023 Report
Overdrafts and the US Consumer: A 2023 Report
September 08, 2023  |  Consumer Finance

Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions...

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To Stop Cancellations, Subscription Companies Can Fight Failed Payments and Fraud
To Stop Cancellations, Subscription Companies Can Fight Failed Payments and Fraud
February 21, 2023  |  Subscription Commerce

In what’s already becoming another tumultuous economic year, direct-to-consumer (D2C) businesses may want to prioritize the prevention of two things: failed payments and fraud. 2023...

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PYMNTS Intelligence: Leveraging Payments Orchestration to Enhance Success Rates
PYMNTS Intelligence: Leveraging Payments Orchestration to Enhance Success Rates
August 04, 2022  |  Payments Innovation

Spurred by the pandemic’s chilling effect on brick-and-mortar retail, consumers who discovered the convenience of contactless cards and peer-to-peer (P2P) payment apps have turned to...

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Supreme Golf on Leveraging Payments Orchestration to Prevent Payment Declines
Supreme Golf on Leveraging Payments Orchestration to Prevent Payment Declines
August 03, 2022  |  Payments Innovation

When payment gateways go down, transaction declines go up and customers' frustrations and defections aren't far behind. In the latest "Payments Orchestration Playbook," Ryan Ewers,...

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Rising Decline Rates Increase Merchant Interest in Payments Orchestration
Rising Decline Rates Increase Merchant Interest in Payments Orchestration
August 02, 2022  |  Payments Innovation

Two-thirds of adults around the globe now leverage digital payments on a regular basis, including 57% of consumers in developing countries. Offering these digital payment...

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PYMNTS Intelligence: How Payments Orchestration Can Help Merchants Cope With Payments Outages
PYMNTS Intelligence: How Payments Orchestration Can Help Merchants Cope With Payments Outages
June 24, 2022  |  Payments Innovation

Digital payments have become must-haves in the retail world as customers have come to expect that their credit card transactions will be processed successfully without false declines, lag time or...

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