Digital transformation is usually presented as a ladder. Companies begin with a few foundational capabilities, add more sophisticated tools over time and become incrementally more...
Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly different financial positions. That is one of...
Wire payments are starting to look less like back-office plumbing and more like a competitive tool for banks. That shift anchors “Rewiring Wires: Modernizing CHIPS...
A good offer can lose its value when the shopper never sees it. That problem gets expensive fast when the missed moment happens at checkout....
Card issuers must distinguish a fraudulent transaction from a legitimate one in milliseconds. Now there’s a new complication: What happens when the legitimate customer is...
A collaboration between PYMNTS Intelligence and Visa Direct, “Moving Money at the Speed of Life: Same Payout, Different Experience With Government Disbursements,” examines how U.S....
Virtual cards are gaining a second job inside corporate finance departments. Beyond helping companies pay suppliers, the cards can give CFOs more control over timing,...
Growth can create a strange problem. A company gets bigger, but the payment and credit tools around it don’t always keep up. “The Emerging Middle...
Consumers are watching their spending more closely, but they are not giving up the financial leeway that credit can provide. That is the larger trend...