Payments Intelligence

15-Point Confidence Gap Splits High- and Low-Income Consumers
15-Point Confidence Gap Splits High- and Low-Income Consumers
April 08, 2026  |  Consumer Insights

The new divide in consumer confidence is not whether Americans feel good about the economy, but whether they have enough income to turn that confidence...

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6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
April 07, 2026  |  Payments Innovation

Banks may find that the next phase of payments competition is less about adding new rails and more about making all rails feel like one...

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For Small Businesses, Slow Money Is Expensive Money
For Small Businesses, Slow Money Is Expensive Money
April 07, 2026  |  Real-Time Payments

For many small- to medium-sized businesses (SMBs), financial health is not determined solely by total revenue, but by the precise timing of that revenue’s arrival....

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42% of CFOs Express Interest in Stablecoins as Payments Use Cases Grow
42% of CFOs Express Interest in Stablecoins as Payments Use Cases Grow
April 06, 2026  |  Blockchain

A growing number of CFOs are taking a closer look at stablecoins, as practical tools for moving money. The interest is apparent in “Stablecoins Gain...

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Cash Beats Yields as Consumers Prioritize Access to Funds
Cash Beats Yields as Consumers Prioritize Access to Funds
April 03, 2026  |  Cash

The certainty that money is available when needed has become a defining concern for households. We’re all navigating elevated prices and higher borrowing costs at...

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What People Actually Want From AI
What People Actually Want From AI
April 02, 2026  |  Artificial Intelligence

The artificial intelligence industry spends considerable energy debating what models can do. Anthropic asked a different question: What do people actually want them to do?...

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86% of Companies Say Embedded Finance Boosts Financial Performance
86% of Companies Say Embedded Finance Boosts Financial Performance
April 02, 2026  |  Payments Innovation

A year ago, embedded finance was often framed as a feature. PYMNTS Intelligence data shows it has become a foundation for how companies build and...

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Liberation Day May Be a Year Old but the Uncertainty Isn’t
Liberation Day May Be a Year Old but the Uncertainty Isn’t
April 01, 2026  |  Economy

One year after the Trump Administration’s Liberation Day tariff announcements, 12 months have established a clear pattern for middle-market firms.  A policy shock has evolved...

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Why Speed Alone Isn’t Enough in Payouts
Why Speed Alone Isn’t Enough in Payouts
April 01, 2026  |  Disbursements

“The Preference Match Imperative: Aligning Payout Delivery With Recipient Expectations,” a PYMNTS Intelligence and Ingo Payments collaboration, examines a simple yet increasingly important issue in...

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