PYMNTS Intelligence

PYMNTS Intelligence: The Power Behind True Real-Time Payments
PYMNTS Intelligence: The Power Behind True Real-Time Payments
July 05, 2022  |  Faster Payments

While real-time payments account for just 2% of all corporate payments sent and 1.3% of corporate payments received, the benefits of real-time payments are catching the...

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PYMNTS Intelligence: Combining Pre-Submit and Post-Submit Data to Stop Digital Fraud
PYMNTS Intelligence: Combining Pre-Submit and Post-Submit Data to Stop Digital Fraud
July 04, 2022  |  Authentication

Identity fraud is a growing problem in the United States. Losses due to identity fraud were up 79% year over year in 2021 to a...

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PYMNTS Intelligence: The Promise of Faster Transactions Using Blockchain Technology
PYMNTS Intelligence: The Promise of Faster Transactions Using Blockchain Technology
July 01, 2022  |  Blockchain

A recent NBC poll showed that 21% of surveyed consumers in the United States have traded or used cryptocurrency, including half of men between the...

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PYMNTS Intelligence: How Embedded Finance Can Help Banks Compete With FinTechs
PYMNTS Intelligence: How Embedded Finance Can Help Banks Compete With FinTechs
July 01, 2022  |  Banking

Personal banking has become more digital than ever since the pandemic’s onset, when physical bank branches shut down, leading consumers to develop a penchant for online services. A recent...

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PYMNTS Intelligence: Exploring Varying Uses of BNPL Options Among Generations and Income Groups
PYMNTS Intelligence: Exploring Varying Uses of BNPL Options Among Generations and Income Groups
June 30, 2022  |  BNPL

Buy now, pay later (BNPL) is one of the most significant emerging trends in the world economy. These solutions typically allow customers to put zero...

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PYMNTS Intelligence: Restaurants Must Lean Into Digital Loyalty Programs
PYMNTS Intelligence: Restaurants Must Lean Into Digital Loyalty Programs
June 29, 2022  |  Restaurant innovation

The pandemic has forced retail businesses of all types, including restaurants, to quickly adapt to a new normal defined by digital-first consumers who spend more...

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PYMNTS Intelligence: How CUs Are Implementing Contactless Payments and Mobile Wallets
PYMNTS Intelligence: How CUs Are Implementing Contactless Payments and Mobile Wallets
June 29, 2022  |  Credit Unions

The financial services industry has changed radically over the last 10 years as financial institutions (FIs) of all types have had to expand their product...

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PYMNTS Intelligence: How Financial Literacy Affects Consumers’ Digital-First Banking Preferences
PYMNTS Intelligence: How Financial Literacy Affects Consumers’ Digital-First Banking Preferences
June 28, 2022  |  Digital-First Banking

Digital banking has become the standard banking method over the past several years, largely due to the boost it received during the course of the...

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PYMNTS Intelligence: How Payments Orchestration Can Help Merchants Cope With Payments Outages
PYMNTS Intelligence: How Payments Orchestration Can Help Merchants Cope With Payments Outages
June 24, 2022  |  Payments Innovation

Digital payments have become must-haves in the retail world as customers have come to expect that their credit card transactions will be processed successfully without false declines, lag time or...

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