PYMNTS Intelligence

PYMNTS Intelligence: Consumers and Merchants Can Benefit From Store Cards
PYMNTS Intelligence: Consumers and Merchants Can Benefit From Store Cards
April 13, 2023  |  Credit Cards

Although there are challenges to their widespread adoption, white-label store cards can benefit both consumers and merchants. For this reason, merchants should explore how to...

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PYMNTS Intelligence: Leveraging Real-Time Payments to Solve Bill Pay Challenges
PYMNTS Intelligence: Leveraging Real-Time Payments to Solve Bill Pay Challenges
April 11, 2023  |  Real-Time Payments

Americans pay trillions of dollars in bills each year, but this everyday process is far from seamless. A PYMNTS study found that 52% of consumers...

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PYMNTS Intelligence: Benefits Abound for Merchants Undertaking Payments Modernization
PYMNTS Intelligence: Benefits Abound for Merchants Undertaking Payments Modernization
April 11, 2023  |  Payments Innovation

As physical locations closed or access to them became otherwise restricted during the pandemic, companies had to pivot to digital channels to survive. Even stores...

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PYMNTS Intelligence: How SMBs Can Fight the Fraud Threats of Remote Work
PYMNTS Intelligence: How SMBs Can Fight the Fraud Threats of Remote Work
April 04, 2023  |  Fraud Prevention

Remote working was a boon to businesses during the pandemic, as technology allowed many companies to remain productive when much of the world was shutting down. Along with...

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PYMNTS Intelligence: Governments Around the World Explore BNPL Regulation
PYMNTS Intelligence: Governments Around the World Explore BNPL Regulation
April 03, 2023  |  BNPL

The buy now, pay later (BNPL) market has operated largely free of government oversight since its launch, following in the footsteps of many of its...

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PYMNTS Intelligence: Why Omnichannel Personalization Is CUs’ Mandate for 2023
PYMNTS Intelligence: Why Omnichannel Personalization Is CUs’ Mandate for 2023
March 28, 2023  |  Credit Unions

As consumers grow more dependent on seamless self-service and the flexibility of eCommerce, they expect their financial institutions (FIs) to deliver the same kinds of convenient banking innovations...

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PYMNTS Intelligence: Exploring Potential Paths Toward BNPL Profitability
PYMNTS Intelligence: Exploring Potential Paths Toward BNPL Profitability
March 28, 2023  |  BNPL

At a time when investors are increasingly risk averse, it is important that buy now, pay later (BNPL) firms — and FinTechs more generally —...

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PYMNTS Intelligence: Why Digital-Everywhere Is Moving Banking Forward
PYMNTS Intelligence: Why Digital-Everywhere Is Moving Banking Forward
March 27, 2023  |  Digital-First Banking

Digital banking was already gaining momentum before the pandemic supercharged demand for remote services. As more consumers turned to their banks’ mobile apps than to physical branches, the...

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PYMNTS Intelligence: Unlocking B2B Payments via BNPL
PYMNTS Intelligence: Unlocking B2B Payments via BNPL
March 23, 2023  |  BNPL

Complications run rampant in B2B payments, with small businesses especially struggling to overcome payment delays, cash management challenges and a host of other issues. While...

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