PYMNTS Intelligence

New Data: FIs Cooling on Open Banking but Still on Course for Real-Time Payments

New Data: FIs Cooling on Open Banking but Still on Course for Real-Time Payments
New Data: FIs Cooling on Open Banking but Still on Course for Real-Time Payments
February 26, 2024  |  Fraud Prevention

Open banking is transforming the banking industry. It grants third-party FinTechs access to the financial data and funds traditional financial institutions (FIs) manage. Doing so...

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Healthcare Data Breaches Present Obstacle to Digital Transformation
Healthcare Data Breaches Present Obstacle to Digital Transformation
February 25, 2024  |  Healthcare

Last week’s data breach of United Health Group’s (UHG) prescription provider comes at a critical time in the digital transformation of connected healthcare. Just as...

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Shoppers Tap BNPL for Health and Beauty Purchases
Shoppers Tap BNPL for Health and Beauty Purchases
February 23, 2024  |  Buy Now Pay Later

As consumers look to installment plans to help them afford the products they want under ongoing budgetary pressures, many are turning to buy now, pay...

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Paycheck-to-Paycheck Consumers Could Benefit From Capital One/Discover Deal
Paycheck-to-Paycheck Consumers Could Benefit From Capital One/Discover Deal
February 23, 2024  |  Consumer Finance

In what could be one of the largest acquisitions of the decade, Capital One recently announced it wants to purchase Discover Financial in a deal...

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Sixty Percent of Startups Using Cards Credit Them With Business Success
Sixty Percent of Startups Using Cards Credit Them With Business Success
February 23, 2024  |  SMBs

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Nearly 60% of Firms Say Failed Payments Are Expensive to Track and Resolve
Nearly 60% of Firms Say Failed Payments Are Expensive to Track and Resolve
February 23, 2024  |  Digital Payments

False declines, which cause friction in the payment process, have a detrimental effect on transaction success rates and discourage customers from returning.  Get the Full...

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1 in 4 Gen Z Shoppers Use Card-Linked Offers for Specific Products
1 in 4 Gen Z Shoppers Use Card-Linked Offers for Specific Products
February 22, 2024  |  Consumer Insights

Brands looking to drive adoption with card-linked offers have found their best customers in the younger generations. Get the Full Story Complete the form to...

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Data Shows January US Sales Sink but BNPL Can Boost Consumer Demand
Data Shows January US Sales Sink but BNPL Can Boost Consumer Demand
February 22, 2024  |  Personal Finance

According to the U.S. Commerce Department, retail sales dropped in January by a seasonally adjusted 0.8%.  Get the Full Story Complete the form to unlock this...

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eCommerce Platforms Make the Leap Into One-Stop-Shop Embedded Trade Finance 
eCommerce Platforms Make the Leap Into One-Stop-Shop Embedded Trade Finance 
February 22, 2024  |  SMBs

For the merchants doing business online, serving consumers and even buying goods and services from one another, working capital is a lifeline. Working capital provides...

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