PYMNTS Intelligence

Only 1 in 4 Consumers Have Good Understanding of Credit Products
Only 1 in 4 Consumers Have Good Understanding of Credit Products
December 04, 2023  |  Consumer Finance

Improving credit scores can have significant financial benefits for consumers by accessing better lending conditions and low interest rates. With improved scores, consumers can increase...

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Should Brands and Retailers Go All-In With High Spenders? 
Should Brands and Retailers Go All-In With High Spenders? 
December 04, 2023  |  Retail

As the global economy navigates the twists and turns of inflation, brands and retailers are at a checkout counter of decisions: which aisle to stroll...

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Cash Not King in India as More Than 50% of Shoppers Use Digital Wallets to Shop
Cash Not King in India as More Than 50% of Shoppers Use Digital Wallets to...
December 04, 2023  |  Mobile Wallets

India, traditionally reliant on cash, embarked on a digital payments journey 15 years ago. Get the Full Story Complete the form to unlock this article...

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Retailers Raise Annual Forecasts After Strong Black Friday Sales
Retailers Raise Annual Forecasts After Strong Black Friday Sales
December 01, 2023  |  Retail

Retailers are reportedly expressing optimism for the holiday season sales following stronger-than-expected figures during Black Friday and Cyber Monday.  Get the Full Story Complete the...

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Gen Z Interested in AI-Enabled Banking Experiences Despite Privacy Concerns
Gen Z Interested in AI-Enabled Banking Experiences Despite Privacy Concerns
December 01, 2023  |  Artificial Intelligence

Despite differences across gender, generations and income levels, artificial intelligence-powered experiences are becoming popular with consumers, and an increasing number of individuals now use AI...

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Non-Retail Firms Launch Biometric Tools Amid Consumer Interest
Non-Retail Firms Launch Biometric Tools Amid Consumer Interest
December 01, 2023  |  Biometrics

Biometric authentication methods have expanded into multiple applications in recent years, from online payments to mobile devices to banking transactions or facial identification for security....

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Millennials Want Payments Security in Their Retail Subscriptions
Millennials Want Payments Security in Their Retail Subscriptions
December 01, 2023  |  Subscriptions

Younger consumers have spent their formative years online, and they’re inclined to share details and information about themselves across digital channels. Get the Full Story...

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Consumers Take Advantage of Deals, BNPL as Holiday Shopping Kicks Off
Consumers Take Advantage of Deals, BNPL as Holiday Shopping Kicks Off
December 01, 2023  |  Retail

Despite economic uncertainty, consumers have been spending in the week after Thanksgiving to complete a portion of their holiday shopping and take advantage of the...

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Nearly 40% of Millennials Want More Visible Security Measures for Routine Transactions
Nearly 40% of Millennials Want More Visible Security Measures for Routine Transactions
December 01, 2023  |  Safety and Security

In today’s digital age, security is a top concern for consumers, especially when it comes to financial transactions, regardless of their frequency — be it...

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