PYMNTS Intelligence

40% of Bank Customers Still Don’t Trust Online Authentication When Making Purchases

40% of Bank Customers Still Don’t Trust Online Authentication When Making Purchases
40% of Bank Customers Still Don’t Trust Online Authentication When Making Purchases
December 15, 2023  |  Authentication

In today’s digital era, banking customers are asserting more control over their financial security and no longer relying solely on their banks to protect their...

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Cash-Strapped Consumers Are Still Buying Small Indulgences
Cash-Strapped Consumers Are Still Buying Small Indulgences
December 14, 2023  |  Retail

There is an economic theory that can be traced back to the Great Depression of the 1930s: the Lipstick Effect, which suggests that even in...

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Subscription Merchants Implement BNPL to Woo Budget-Strapped Consumers
Subscription Merchants Implement BNPL to Woo Budget-Strapped Consumers
December 14, 2023  |  BNPL

More subscription merchants are offering buy now, pay later (BNPL) options to attract budget-constrained consumers, PYMNTS Intelligence finds, with the share increasing by the month....

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Most Consumers Retain Clothing Subscriptions, Data Shows
Most Consumers Retain Clothing Subscriptions, Data Shows
December 14, 2023  |  Subscriptions

In the last year and a half, due to persistent inflation and consumers going back to normal life post-pandemic, retail product subscription levels have dropped...

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Rental Apps Help Tenants Build Credit as Instant Rent Refunds Gain Popularity
Rental Apps Help Tenants Build Credit as Instant Rent Refunds Gain Popularity
December 14, 2023  |  Real Estate

The convenience of digital payments has extended to the rental market, with tenants increasingly opting for instant rent refunds through digital channels.  Get the Full...

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Real-Time Payments Set to Replace Checks, ACH in the Manufacturing Industry
Real-Time Payments Set to Replace Checks, ACH in the Manufacturing Industry
December 14, 2023  |  Real-Time Payments

The manufacturing industry is on the verge of a major transformation in payment practices, PYMNTS Intelligence revealed. Get the Full Story Complete the form to...

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Use of Working Capital Solutions Set to Rise 26% Among North American Growth Corporates
Use of Working Capital Solutions Set to Rise 26% Among North American Growth Corporates
December 13, 2023  |  VISA

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Urban-Rural Divide in Digital Healthcare Participation Continues to Grow
Urban-Rural Divide in Digital Healthcare Participation Continues to Grow
December 13, 2023  |  Healthcare

When it comes to digital healthcare, consumers living in urban areas continue to increase their engagement, but those in rural areas are beginning to pull...

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Inflation Slows but Food Still Eats Up Purchasing Power 
Inflation Slows but Food Still Eats Up Purchasing Power 
December 12, 2023  |  Economy

The grocery bill may increasingly be hard to swallow. The restaurant tab may make diners hesitant to reach for the check, and perhaps seek to...

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