PYMNTS Intelligence

Holiday Shoppers May Pull Back Spending Despite Strong Black Friday

Holiday Shoppers May Pull Back Spending Despite Strong Black Friday
Holiday Shoppers May Pull Back Spending Despite Strong Black Friday
December 06, 2023  |  Consumer Insights

Before the start of the holiday shopping season, market research data suggested there would be generalized cost cutting across all spending categories and demographic groups....

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1 in 3 Restaurant Customers Want Card-Linked Rewards
1 in 3 Restaurant Customers Want Card-Linked Rewards
December 06, 2023  |  Consumer Insights

As restaurants and aggregators alike look to drive adoption, PYMNTS Intelligence suggests that card-linked offers can go a long way. Get the Full Story Complete...

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Suburban Consumers Trail City Dwellers in BNPL Usage
Suburban Consumers Trail City Dwellers in BNPL Usage
December 06, 2023  |  Buy Now Pay Later

Suburban consumers have a weaker perception of financial stability than those in urban communities, making them an interesting target group for certain credit products with...

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Nearly 1 in 5 Big Revolving Credit Users May Choose a Credit Union for Next Card
Nearly 1 in 5 Big Revolving Credit Users May Choose a Credit Union for Next...
December 06, 2023  |  Credit Cards

National banks dominate the U.S. consumer credit card industry, with a strong position that is unlikely to be challenged anytime soon. Get the Full Story...

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Late Payments Plague 100% of Construction Companies
Late Payments Plague 100% of Construction Companies
December 06, 2023  |  Accounts Receivable

Late business-to-business (B2B) payments are the bane of any accounts receivable (AR) department. The headaches caused by late B2B payments affect more than just the...

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FIs Depend on AI/ML Partners to Fight Next-Gen Fraudsters
FIs Depend on AI/ML Partners to Fight Next-Gen Fraudsters
December 06, 2023  |  Fraud Prevention

PYMNTS Intelligence recently found that more than 40% of financial institutions (FIs) see increasing fraud and financial crime. This advancing wave likely poses a significant...

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Nearly 1 in 5 Social Media Shoppers Used PayPal for Their Most Recent In-App Purchase
Nearly 1 in 5 Social Media Shoppers Used PayPal for Their Most Recent In-App Purchase
December 06, 2023  |  Social Commerce

Social media platforms like Facebook, Instagram and TikTok have revolutionized the way consumers shop and interact with brands, with each channel meeting different consumer interests...

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Credit Card Usage 20% Higher Among Indulgent Shoppers
Credit Card Usage 20% Higher Among Indulgent Shoppers
December 05, 2023  |  Consumer Finance

As people build up their savings, they tend to loosen the reins on their spending habits. In fact, it appears that a higher savings balance...

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Consumers Avoid QR Code Menus at Independent Restaurants
Consumers Avoid QR Code Menus at Independent Restaurants
December 05, 2023  |  Restaurant innovation

When it comes to QR code menus, consumers are rarely huge fans, and this dislike is more pronounced at independent restaurants. Get the Full Story...

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