PYMNTS Intelligence

Financially Secure Customers Spring for Full-Service Dining
Financially Secure Customers Spring for Full-Service Dining
September 18, 2023  |  Consumer Insights

As consumers manage their food spending amid budgetary pressures, those with cash to burn are happy to splurge on table-service dining, while those without a...

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From Clorox to Casinos to Banks, Hacks Highlight Advantage of AI in Anti-Fraud Toolkits
From Clorox to Casinos to Banks, Hacks Highlight Advantage of AI in Anti-Fraud Toolkits
September 18, 2023  |  Security & Fraud

Hack by hack, the fraudsters are getting bolder. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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How to PayFac: What Software Platforms Need to Know
How to PayFac: What Software Platforms Need to Know
September 18, 2023  |  Digital Payments

The merchant acquiring model has undergone many changes since the introduction of the first general-purpose credit card in 1958. Back then, acquiring banks were responsible...

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Consumers Want Banks to Make Paying Bills Easier
Consumers Want Banks to Make Paying Bills Easier
September 18, 2023  |  Consumer Payments

The bill payment process can often be a source of frustration for consumers, with a significant share experiencing difficulties when attempting to pay their bills....

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SoftBank Seeks AI Deals After Successful Arm Listing
SoftBank Seeks AI Deals After Successful Arm Listing
September 17, 2023  |  artificial intelligence

SoftBank reportedly wants to invest in artificial intelligence (AI) after successfully taking tech company Arm public. Get the Full Story Complete the form to unlock this...

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Amex Card Delinquencies Creep Up but Remain Below Pre-COVID Levels
Amex Card Delinquencies Creep Up but Remain Below Pre-COVID Levels
September 17, 2023  |  Consumer Finance

American Express says its credit card delinquency rates remain below pre-pandemic levels. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Card-Linked Offers Go a Long Way Toward Driving Grocery Loyalty
Card-Linked Offers Go a Long Way Toward Driving Grocery Loyalty
September 15, 2023  |  Loyalty & Rewards

As grocers look to boost loyalty and drive adoption, card-linked offers can help them reach half of all shoppers. Get the Full Story Complete the...

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73% of Card Users Say They Prefer Cards with Linked Offers — But Just 41% Used Them
73% of Card Users Say They Prefer Cards with Linked Offers — But Just 41%...
September 15, 2023  |  Loyalty & Rewards

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Nearly Half of Consumers Say Student Loan Repayments Will Hurt Their Ability to Save
Nearly Half of Consumers Say Student Loan Repayments Will Hurt Their Ability to Save
September 15, 2023  |  Loans

The freeze on federal student loan payments since March 2020 has allowed millions of individuals to allocate their money toward other needs. Get the Full...

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