PYMNTS Intelligence

Potential Job Losses Give Credence to Consumer Hesitancy About AI in the Workplace
Potential Job Losses Give Credence to Consumer Hesitancy About AI in the Workplace
September 14, 2023  |  artificial intelligence

Artificial intelligence (AI) has become an integral part of consumers’ lives, offering convenience and efficiency in various aspects. Get the Full Story Complete the form...

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Visa: Speedier Cash Conversion Cycles Make Dollars and Sense for Growth Corporates
Visa: Speedier Cash Conversion Cycles Make Dollars and Sense for Growth Corporates
September 14, 2023  |  VISA

 The companies with top lines of $50 million to as much as $1 billion populate all manner of industries all across the globe. Get the...

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Fraud Losses From Impersonator Scams Double For Largest US Banks
Fraud Losses From Impersonator Scams Double For Largest US Banks
September 14, 2023  |  Fraud Prevention

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
September 14, 2023  |  Consumer Finance

Living paycheck to paycheck is a harsh reality for millions of individuals in the U.S., and nonessential spending plays a key role in adding to...

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New Visa Index Reveals Working Capital Efficiencies for Mid-Market Companies
New Visa Index Reveals Working Capital Efficiencies for Mid-Market Companies
September 13, 2023  |  VISA

Lax monetary policy and corresponding low-interest rates formerly allowed companies to access working capital at low costs, but times have changed. Credit is expensive, and...

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Overdrafts Add to Consumers’ Financial Burden as Personal Bankruptcies Rise
Overdrafts Add to Consumers’ Financial Burden as Personal Bankruptcies Rise
September 12, 2023  |  Consumer Finance

The United States is grappling with record-high consumer credit card debt of over $1 trillion, raising concerns about credit insecurity for both consumers and providers....

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Consumers Adjust Spending as They Think Credit’s Getting Harder to Obtain
Consumers Adjust Spending as They Think Credit’s Getting Harder to Obtain
September 11, 2023  |  Economy

Consumers are less sanguine about their financial situations — especially when it comes to obtaining credit. Get the Full Story Complete the form to unlock...

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7 in 10 Consumers Want eGrocery Options From an Everyday App
7 in 10 Consumers Want eGrocery Options From an Everyday App
September 08, 2023  |  Consumer Insights

Consumers want their grocery shopping routines to be integrated with the rest of their digital lives, PYMNTS Intelligence reveals. Get the Full Story Complete the...

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Overdrafts and the US Consumer: A 2023 Report
Overdrafts and the US Consumer: A 2023 Report
September 08, 2023  |  Consumer Finance

Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions...

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