PYMNTS Intelligence

More Than Half of Main Street SMBs Have ‘No Access’ to Credit

More Than Half of Main Street SMBs Have ‘No Access’ to Credit
More Than Half of Main Street SMBs Have ‘No Access’ to Credit
October 06, 2023  |  SMBs

Small- to medium-sized businesses (SMBs) on Main Street are finding a dearth of options when it comes to getting the money they need to stay...

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Generative AI’s Technology Is Not Yet Fully Optimized for Healthcare
Generative AI’s Technology Is Not Yet Fully Optimized for Healthcare
October 06, 2023  |  Artificial Intelligence

Generative artificial intelligence (AI) faces many growing pains as it seeks its footing. In a recent survey, management consulting firm Bain & Company reveals that...

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60% of Cash-Strapped Consumers Still Splurge on Nonessentials
60% of Cash-Strapped Consumers Still Splurge on Nonessentials
October 06, 2023  |  Consumer Finance

In today’s consumer-driven society, it is not uncommon for individuals, even those living paycheck to paycheck and struggling to pay bills, to indulge in occasional...

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Voice Tech Adoption Uneven as Consumers Aim to Balance Convenience With Trust
Voice Tech Adoption Uneven as Consumers Aim to Balance Convenience With Trust
October 06, 2023  |  artificial intelligence

Consumers today are increasingly seeking smarter, simpler, and more connected routines, and voice technology has the potential to fulfill these needs. However, the adoption of...

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High-Debt Consumers Average 14 Late Payments Every Year
High-Debt Consumers Average 14 Late Payments Every Year
October 06, 2023  |  Debt

The United States economy’s heavy reliance on domestic consumption has become more relevant than ever, with consumer credit card debt breaking the $1 trillion mark...

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Finance Sector Small Businesses Report Above-Average Closure Risks Due to Funding Constraints
Finance Sector Small Businesses Report Above-Average Closure Risks Due to Funding Constraints
October 05, 2023  |  SMBs

Access to business financing remains a significant challenge for small- to medium-sized businesses (SMBs), with many finding it increasingly difficult to secure traditional funding from...

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AI Shifts Into the Next (Generative) Gear in Healthcare
AI Shifts Into the Next (Generative) Gear in Healthcare
October 05, 2023  |  Artificial Intelligence

Artificial intelligence (AI) has been transforming health and medicine for several decades, whether through diagnostics, personalized medicine, data analytics or other innovations. The advent of...

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Food Chains Tap Robots to Streamline Meal Prep Amid Quality Concerns
Food Chains Tap Robots to Streamline Meal Prep Amid Quality Concerns
October 04, 2023  |  ResTech

From robotic grills, faster blenders and drone delivery, restaurants across the globe are turning to automation to tackle rising labor costs, improve efficiency and boost...

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How Real-Time Payments Could Help Manufacturing Sector Grow
How Real-Time Payments Could Help Manufacturing Sector Grow
October 04, 2023  |  Real-Time Payments

The smokestack economy is not out of the woods yet. Manufacturing is still contracting, but growth seems to be on the horizon. Get the Full...

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