PYMNTS Intelligence

What We Know About the Paycheck-to-Paycheck Consumer Three Years Post-Pandemic

What We Know About the Paycheck-to-Paycheck Consumer Three Years Post-Pandemic
What We Know About the Paycheck-to-Paycheck Consumer Three Years Post-Pandemic
September 28, 2023  |  Consumer Finance

Across the span of more than two dozen reports since the darkest days of the pandemic more than three years ago — and with eight...

READ MORE >
PYMNTS Intelligence: How CUs Can Meet Members’ Cryptocurrency Expectations
PYMNTS Intelligence: How CUs Can Meet Members’ Cryptocurrency Expectations
September 28, 2023  |  Credit Unions

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

READ MORE >
Nearly Half of Consumers Curtail Nonessential Spending to Tackle Holiday-Induced Financial Stress
Nearly Half of Consumers Curtail Nonessential Spending to Tackle Holiday-Induced Financial Stress
September 28, 2023  |  Consumer Insights

The holiday season is a time of joy and celebration, but it can also be a time of intense financial stress for many consumers, especially...

READ MORE >
45% of Consumers Used Credit Card Installment Plans In Past Year
45% of Consumers Used Credit Card Installment Plans In Past Year
September 28, 2023  |  Consumer Payments

Installment plans have become an increasingly important payment method that many shoppers prefer. Across age groups and income brackets, 60% of consumers use installment plans...

READ MORE >
Holiday Season Will Put Pressure on Consumers’ Grocery Budgets
Holiday Season Will Put Pressure on Consumers’ Grocery Budgets
September 27, 2023  |  Economy

During seasons of high spending, such as over the holidays, many consumers are forced to cut back on basic needs such as food and beverages,...

READ MORE >
Trade-Offs and Trade-Downs May Be Keys to Getting the Holiday Shopping Done
Trade-Offs and Trade-Downs May Be Keys to Getting the Holiday Shopping Done
September 27, 2023  |  Consumer Finance

With October just about to dawn, many stores are already prodding consumers to think about the holiday shopping season, where December looms as a make-or-break...

READ MORE >
1 in 4 CFOs Say AP Automation Reduces Payment Delays in Shipping
1 in 4 CFOs Say AP Automation Reduces Payment Delays in Shipping
September 27, 2023  |  Accounts Payable

Automation can improve efficiency, speed and accuracy in accounts receivable (AR), reducing days sales outstanding (DSO) and expediting payments. It also streamlines complex, error-prone accounts...

READ MORE >
Are Credit Unions Ready for Cryptocurrency?
Are Credit Unions Ready for Cryptocurrency?
September 27, 2023  |  Credit Unions

Few technologies have sparked more interest and controversy in recent years than cryptocurrency. The worldwide market capitalization of the digital currency hit more than $1...

READ MORE >
Nearly 60% of US Consumers Want to Manage Savings via an Everyday App
Nearly 60% of US Consumers Want to Manage Savings via an Everyday App
September 27, 2023  |  Consumer Insights

With an overwhelming number of apps competing for user attention, consumers are experiencing app overload. As a result, the appeal of a unified platform or...

READ MORE >