PYMNTS Intelligence

AI Is Ready for Prime Time but the Org Chart Is Not

AI Is Ready for Prime Time but the Org Chart Is Not
AI Is Ready for Prime Time but the Org Chart Is Not
April 10, 2026  |  Artificial Intelligence

Artificial intelligence is doing exactly what it promised. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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38% of Credit Union Members Want BNPL From Their FI
38% of Credit Union Members Want BNPL From Their FI
April 10, 2026  |  Credit Unions

Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make...

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Consumers Spend Through the Squeeze as Income Slips
Consumers Spend Through the Squeeze as Income Slips
April 09, 2026  |  Economy

Household spending is still advancing, but income isn’t keeping up anymore. The latest economic data and PYMNTS Intelligence reporting show households continuing to transact and...

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The Battle for AI Isn’t About Models. It’s About Habits
The Battle for AI Isn’t About Models. It’s About Habits
April 09, 2026  |  Artificial Intelligence

Think about how you shop. Not how you used to shop, but how you actually shop now. You probably do most of it on Amazon....

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68% of Banks Increase Fraud Defense Spending as Account Takeovers Spike
68% of Banks Increase Fraud Defense Spending as Account Takeovers Spike
April 09, 2026  |  Fraud Prevention

Banks are learning that fraud defense is no longer just about stopping losses after the fact. The bigger shift in the latest data is that...

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FBI Warns: Internal Risk May Outpace Cyber Threats
FBI Warns: Internal Risk May Outpace Cyber Threats
April 08, 2026  |  CFO

The greatest enemy of operational uncertainty is the enterprise technology that promises to streamline, optimize and automate it away. Get the Full Story Complete the...

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Pay Later Moves Upstream as Stripe and Cash App Expand Credit
Pay Later Moves Upstream as Stripe and Cash App Expand Credit
April 08, 2026  |  Payment Methods

Paying over time remains one of the most durable behaviors in commerce.  The delivery systems of paying over time are moving away from simply surfacing...

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The Emerging Middle-Market Growth Story Has a Cash Flow Problem
The Emerging Middle-Market Growth Story Has a Cash Flow Problem
April 08, 2026  |  Business

“The Emerging Middle Market: When Operational Complexity Grows Faster Than Financial Infrastructure” is a collaboration between PYMNTS Intelligence and i2c. This report examines a part...

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