PYMNTS Intelligence

CFOs Target Idle Cash as Treasury Shifts to Real-Time Control

CFOs Target Idle Cash as Treasury Shifts to Real-Time Control
CFOs Target Idle Cash as Treasury Shifts to Real-Time Control
March 29, 2026  |  Real-Time Payments

Within the corporate realm, treasury is expected to anticipate, allocate and act, turning liquidity into a managed input. That transition toward proactive management is forcing...

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For Consumer AI, Distribution Is Becoming the Deciding Factor
For Consumer AI, Distribution Is Becoming the Deciding Factor
March 27, 2026  |  Artificial Intelligence

Data from PYMNTS Intelligence shows that consumer artificial intelligence has crossed a critical threshold: 54% of U.S. adults now use AI for personal tasks, marking...

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74% of Embedded Finance Platforms Report Less Fraud
74% of Embedded Finance Platforms Report Less Fraud
March 27, 2026  |  Fraud Prevention

A finding from a new PYMNTS security report suggests that the technology expanding fraud risk in business payments may also hold its most promising solution....

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Acquirers May Win Agentic Commerce by Building the Guardrails
Acquirers May Win Agentic Commerce by Building the Guardrails
March 26, 2026  |  Artificial Intelligence

Agentic commerce has been framed as the payment industry’s next leap forward. Get the Full Story Complete the form to unlock this article and enjoy...

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57% of Retail SMBs Want Flexible Due Dates on Credit Cards
57% of Retail SMBs Want Flexible Due Dates on Credit Cards
March 26, 2026  |  SMBs

Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many...

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Why Price Takes a Back Seat in Embedded Finance Deals
Why Price Takes a Back Seat in Embedded Finance Deals
March 26, 2026  |  B2B Payments

Embedded finance is increasingly central to how B2B companies buy and sell, but it only works as well as the bank or FinTech behind it....

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Why Millions of New Accounts Never Turn Into Real Banking Relationships
Why Millions of New Accounts Never Turn Into Real Banking Relationships
March 25, 2026  |  Money Mobility

Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate...

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Gig Work Is Making Tax Refunds Harder to Get
Gig Work Is Making Tax Refunds Harder to Get
March 25, 2026  |  Taxes

As the 2026 tax season unfolds, a sobering reality has emerged for the nearly 70% of Americans living paycheck to paycheck. While many U.S. consumers...

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