PYMNTS Intelligence

US Real-Time Payments Hit High-Growth Phase as Use Cases Multiply

US Real-Time Payments Hit High-Growth Phase as Use Cases Multiply
US Real-Time Payments Hit High-Growth Phase as Use Cases Multiply
April 30, 2026  |  Real-Time Payments

The United States is a big payments market. But big doesn’t always equal fast. Get the Full Story Complete the form to unlock this article...

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Only 25% of Consumers Say Their Cost-Cutting Plans Still Work
Only 25% of Consumers Say Their Cost-Cutting Plans Still Work
April 30, 2026  |  Consumer Insights

The clearest sign of consumer strain may not be what households are cutting, but how many different ways they are trying to keep up. Get...

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New Data Shines Light on the $1.35T Race to Move Money Faster
New Data Shines Light on the $1.35T Race to Move Money Faster
April 29, 2026  |  Real-Time Payments

“The Power of Now: Moving Money at the Speed of Life,” a collaboration between PYMNTS Intelligence and Visa Direct, examines why payout speed has evolved...

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49% of Gen Z Say BNPL Shapes Where They Book Travel
49% of Gen Z Say BNPL Shapes Where They Book Travel
April 29, 2026  |  BNPL

For younger shoppers, buy now, pay later is not just a way to split a purchase. It is often a factor in where they choose...

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Fed Report Puts Banks on Alert Over Rising Fraud Threats
Fed Report Puts Banks on Alert Over Rising Fraud Threats
April 28, 2026  |  Fraud Prevention

Fraud is growing more pervasive, more adaptive and harder to contain. Financial institutions are responding by reworking how detection, prevention and customer protection are built...

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Issuers Use Alerts to Win Gen Z Card Loyalty
Issuers Use Alerts to Win Gen Z Card Loyalty
April 28, 2026  |  Credit Cards

Credit card apps have moved from a supporting function to a central position in how consumers engage with their financial lives. Get the Full Story...

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Credit Unions Find Their Gen Z Edge in Faster Payments
Credit Unions Find Their Gen Z Edge in Faster Payments
April 28, 2026  |  Real-Time Payments

Instant payments have shifted from a technological luxury to an existential necessity for traditional financial institutions (FIs). Driven in large part by the demands of...

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43% of Retailers Are Piloting AI Shopping Agents 
43% of Retailers Are Piloting AI Shopping Agents 
April 28, 2026  |  Artificial Intelligence

Agentic artificial intelligence’s first real test in commerce may come not as a flashy shopping tool, but as a trust exercise that could decide who...

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