PYMNTS Intelligence

Price Hikes Backfire as Tariffs Erode Margins and Demand

Price Hikes Backfire as Tariffs Erode Margins and Demand
Price Hikes Backfire as Tariffs Erode Margins and Demand
September 19, 2025  |  Economy

Global trade has grown more uncertain, with tariffs hardening into a new economic reality for businesses in the United States. Get the Full Story Complete...

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90% of SMBs Say Embedded Finance Is Now Essential
90% of SMBs Say Embedded Finance Is Now Essential
September 19, 2025  |  SMBs

Small businesses may not be known for switching software providers. Yet, a striking detail in a new study suggests that’s changing fast — and embedded...

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72% of Consumers Say Personalization Shapes Where They Bank
72% of Consumers Say Personalization Shapes Where They Bank
September 18, 2025  |  Digital Banking

Although conversational artificial intelligence can cut wait times and reduce service costs for banks, the real prize could be won elsewhere. Get the Full Story...

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Hidden Fees Undercut Borrower Trust in Instant Loan Payouts
Hidden Fees Undercut Borrower Trust in Instant Loan Payouts
September 17, 2025  |  Money Mobility

In today’s economy, speed sells. Whether it’s groceries at your doorstep in 15 minutes or rideshare pickups within two, consumers have been trained to expect...

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Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
September 17, 2025  |  Fraud Prevention

Financial institutions have long treated customer data as a proprietary asset, but a new PYMNTS report, “Fighting Fraud and Finding Trust Amid Banking’s Data Deluge,” suggests...

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AI’s Great Jobs Debate Requires a History Lesson
AI’s Great Jobs Debate Requires a History Lesson
September 17, 2025  |  artificial intelligence

Whether the steam engine or electricity, technological leaps forward reshape the labor market profoundly, creating new jobs, retiring old ones and altering how people work,...

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42% of Gen Z Trust Debit More Than Credit
42% of Gen Z Trust Debit More Than Credit
September 16, 2025  |  Consumer Payments

Generation Z may be the first cohort to grow up entirely in the digital economy, but the real surprise in their financial behavior isn’t what...

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Credit Unions Bet on 5 Digital Plays to Win the Next Generation
Credit Unions Bet on 5 Digital Plays to Win the Next Generation
September 16, 2025  |  Credit Unions

Keeping Generation Z engaged is more than a marketing imperative; for credit unions, it’s fast becoming a survival strategy. Get the Full Story Complete the...

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How Instant Payouts Become Loyalty’s Secret Weapon
How Instant Payouts Become Loyalty’s Secret Weapon
September 15, 2025  |  Payment Methods

They came for the speed, but they stayed for the habit. In “Beyond Speed: The Case for Instant Payout Adoption and Stickiness,” PYMNTS Intelligence, in...

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