PYMNTS Intelligence

The Battle for AI Isn’t About Models. It’s About Habits

The Battle for AI Isn’t About Models. It’s About Habits
The Battle for AI Isn’t About Models. It’s About Habits
April 09, 2026  |  Artificial Intelligence

Think about how you shop. Not how you used to shop, but how you actually shop now. You probably do most of it on Amazon....

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68% of Banks Increase Fraud Defense Spending as Account Takeovers Spike
68% of Banks Increase Fraud Defense Spending as Account Takeovers Spike
April 09, 2026  |  Fraud Prevention

Banks are learning that fraud defense is no longer just about stopping losses after the fact. The bigger shift in the latest data is that...

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FBI Warns: Internal Risk May Outpace Cyber Threats
FBI Warns: Internal Risk May Outpace Cyber Threats
April 08, 2026  |  CFO

The greatest enemy of operational uncertainty is the enterprise technology that promises to streamline, optimize and automate it away. Get the Full Story Complete the...

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Pay Later Moves Upstream as Stripe and Cash App Expand Credit
Pay Later Moves Upstream as Stripe and Cash App Expand Credit
April 08, 2026  |  Payment Methods

Paying over time remains one of the most durable behaviors in commerce.  The delivery systems of paying over time are moving away from simply surfacing...

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The Emerging Middle-Market Growth Story Has a Cash Flow Problem
The Emerging Middle-Market Growth Story Has a Cash Flow Problem
April 08, 2026  |  Business

“The Emerging Middle Market: When Operational Complexity Grows Faster Than Financial Infrastructure” is a collaboration between PYMNTS Intelligence and i2c. This report examines a part...

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Executives Blame Internal Chaos for Enterprise AI Gaps
Executives Blame Internal Chaos for Enterprise AI Gaps
April 08, 2026  |  Artificial Intelligence

For large businesses, artificial intelligence promises to serve as a path to increased productivity and bigger profits. But C-suites are often pushing for transformational AI...

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15-Point Confidence Gap Splits High- and Low-Income Consumers
15-Point Confidence Gap Splits High- and Low-Income Consumers
April 08, 2026  |  Consumer Insights

The new divide in consumer confidence is not whether Americans feel good about the economy, but whether they have enough income to turn that confidence...

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6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
April 07, 2026  |  Payments Innovation

Banks may find that the next phase of payments competition is less about adding new rails and more about making all rails feel like one...

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